{
  "canonical_url": "https://lendb.ai/in/new-jersey/cumberland-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 38 funded VA home loans in Cumberland County, NJ in 2025, 174 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (36), Nation One Mortgage Corporation (24) and United Wholesale Mortgage (16). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cumberland County are linked below.",
  "county": {
    "fips": "34011",
    "name": "Cumberland County",
    "state": "NJ"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 38,
    "lenders_10": 7,
    "loans": 174,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 36,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1564450,
      "name": "Nation One Mortgage Corporation",
      "slug": "nation-one-mortgage-corporation-1564450",
      "canonical_url": "https://lendb.ai/lender/nation-one-mortgage-corporation-1564450",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 16,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1043,
      "name": "NewDay USA",
      "slug": "newday-usa-1043",
      "canonical_url": "https://lendb.ai/lender/newday-usa-1043",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 11,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 85295,
            "full_name": "Tony Pacifico",
            "canonical_url": "https://lendb.ai/lo/tony-pacifico-85295",
            "branch_city": "Sewell",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 133247,
            "full_name": "Allen Bornstein",
            "canonical_url": "https://lendb.ai/lo/allen-bornstein-133247",
            "branch_city": "Sewell",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 183977,
            "full_name": "Joe Bennett",
            "canonical_url": "https://lendb.ai/lo/joe-bennett-183977",
            "branch_city": "Sewell",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 161495,
            "full_name": "Susie Montague",
            "canonical_url": "https://lendb.ai/lo/susanne-montague-161495",
            "branch_city": "Dover",
            "branch_state": "DE"
          },
          {
            "nmls_id": 1722079,
            "full_name": "Martha Pfeiffer",
            "canonical_url": "https://lendb.ai/lo/martha-pfeiffer-1722079",
            "branch_city": "Dover",
            "branch_state": "DE"
          },
          {
            "nmls_id": 1851124,
            "full_name": "Meghan Shockley",
            "canonical_url": "https://lendb.ai/lo/meghan-shockley-1851124",
            "branch_city": "Dover",
            "branch_state": "DE"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}