{
  "canonical_url": "https://lendb.ai/in/new-jersey/essex-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 192 funded conventional home loans in Essex County, NJ in 2025, 5,425 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (501), CrossCountry Mortgage (375) and Guaranteed Rate (Rate) (363). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Essex County are linked below.",
  "county": {
    "fips": "34013",
    "name": "Essex County",
    "state": "NJ"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 192,
    "lenders_10": 83,
    "loans": 5425,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 501,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 375,
      "includes_brokered": false,
      "loan_officers": {
        "total": 254,
        "people": [
          {
            "nmls_id": 17836,
            "full_name": "Justin Lieberman",
            "canonical_url": "https://lendb.ai/lo/justin-lieberman-17836",
            "branch_city": "Union",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 19441,
            "full_name": "Evan Kutner",
            "canonical_url": "https://lendb.ai/lo/evan-kutner-19441",
            "branch_city": "Union",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 60865,
            "full_name": "Al Rapoport",
            "canonical_url": "https://lendb.ai/lo/albert-rapoport-60865",
            "branch_city": "Union",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 363,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 272,
      "includes_brokered": false,
      "loan_officers": {
        "total": 153,
        "people": [
          {
            "nmls_id": 142413,
            "full_name": "Brett Lehman",
            "canonical_url": "https://lendb.ai/lo/brett-lehman-142413",
            "branch_city": "Montclair",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 598480,
            "full_name": "Mike Hudak",
            "canonical_url": "https://lendb.ai/lo/mike-hudak-598480",
            "branch_city": "Upper Montclair",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 404860,
            "full_name": "Margherita Popolizio",
            "canonical_url": "https://lendb.ai/lo/margherita-popolizio-404860",
            "branch_city": "West Caldwell",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 267,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 202,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399802,
      "name": "Bank of America",
      "slug": "bank-of-america-399802",
      "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
      "loans": 145,
      "includes_brokered": false,
      "loan_officers": {
        "total": 42,
        "people": [
          {
            "nmls_id": 404093,
            "full_name": "Wayne Neumann",
            "canonical_url": "https://lendb.ai/lo/wayne-neumann-404093",
            "branch_city": "Madison",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 1690679,
            "full_name": "Ryan Alexa",
            "canonical_url": "https://lendb.ai/lo/ryan-alexa-1690679",
            "branch_city": "New York",
            "branch_state": "NY"
          },
          {
            "nmls_id": 1566249,
            "full_name": "Grace Del Toro",
            "canonical_url": "https://lendb.ai/lo/grace-del-toro-1566249",
            "branch_city": "North Plainfield",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 1281698,
      "name": "Luminate Bank",
      "slug": "luminate-bank-1281698",
      "canonical_url": "https://lendb.ai/lender/luminate-bank-1281698",
      "loans": 138,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2254210,
      "name": "Champions Funding, LLC",
      "slug": "champions-funding-llc-2254210",
      "canonical_url": "https://lendb.ai/lender/champions-funding-llc-2254210",
      "loans": 133,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 119,
      "includes_brokered": false,
      "loan_officers": {
        "total": 65,
        "people": [
          {
            "nmls_id": 403958,
            "full_name": "Lilliam Rodriguez",
            "canonical_url": "https://lendb.ai/lo/lilliam-rodriguez-403958",
            "branch_city": "Kearny",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 532482,
            "full_name": "Sean Andrew Fitzpatrick",
            "canonical_url": "https://lendb.ai/lo/sean-andrew-fitzpatrick-532482",
            "branch_city": "Bogota",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 32900,
            "full_name": "Adam W Turkewitz",
            "canonical_url": "https://lendb.ai/lo/adam-turkewitz-32900",
            "branch_city": "New York",
            "branch_state": "NY"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}