{
  "canonical_url": "https://lendb.ai/in/new-jersey/essex-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 107 funded FHA home loans in Essex County, NJ in 2025, 1,316 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (183), CrossCountry Mortgage (126) and Paramount Residential Mortgage Group (78). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Essex County are linked below.",
  "county": {
    "fips": "34013",
    "name": "Essex County",
    "state": "NJ"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 107,
    "lenders_10": 33,
    "loans": 1316,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 183,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 126,
      "includes_brokered": false,
      "loan_officers": {
        "total": 254,
        "people": [
          {
            "nmls_id": 17836,
            "full_name": "Justin Lieberman",
            "canonical_url": "https://lendb.ai/lo/justin-lieberman-17836",
            "branch_city": "Union",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 19441,
            "full_name": "Evan Kutner",
            "canonical_url": "https://lendb.ai/lo/evan-kutner-19441",
            "branch_city": "Union",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 60865,
            "full_name": "Al Rapoport",
            "canonical_url": "https://lendb.ai/lo/albert-rapoport-60865",
            "branch_city": "Union",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 75243,
      "name": "Paramount Residential Mortgage Group",
      "slug": "paramount-residential-mortgage-group-75243",
      "canonical_url": "https://lendb.ai/lender/paramount-residential-mortgage-group-75243",
      "loans": 78,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 70,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 56,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 54,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 44,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 91,
        "people": [
          {
            "nmls_id": 28172,
            "full_name": "Michael Adler",
            "canonical_url": "https://lendb.ai/lo/meyer-adler-28172",
            "branch_city": "Paramus",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 69485,
            "full_name": "Len Ricci",
            "canonical_url": "https://lendb.ai/lo/leonard-ricci-69485",
            "branch_city": "Paramus",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 89891,
            "full_name": "Michele Prato",
            "canonical_url": "https://lendb.ai/lo/michele-prato-89891",
            "branch_city": "Paramus",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 34,
      "includes_brokered": false,
      "loan_officers": {
        "total": 47,
        "people": [
          {
            "nmls_id": 169369,
            "full_name": "John Palumbo",
            "canonical_url": "https://lendb.ai/lo/giovanni-palumbo-169369",
            "branch_city": "Totowa",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 199931,
            "full_name": "Dawn LoGatto",
            "canonical_url": "https://lendb.ai/lo/dawn-logatto-199931",
            "branch_city": "Totowa",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 200161,
            "full_name": "Gary Cornelius",
            "canonical_url": "https://lendb.ai/lo/gary-cornelius-200161",
            "branch_city": "Totowa",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 34,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}