{
  "canonical_url": "https://lendb.ai/in/new-jersey/hudson-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 174 funded conventional home loans in Hudson County, NJ in 2025, 4,235 loans in all, per HMDA, FFIEC/CFPB data. The most active were loanDepot (613), CrossCountry Mortgage (561) and Rocket Mortgage (317). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Hudson County are linked below.",
  "county": {
    "fips": "34017",
    "name": "Hudson County",
    "state": "NJ"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 174,
    "lenders_10": 65,
    "loans": 4235,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 613,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 561,
      "includes_brokered": false,
      "loan_officers": {
        "total": 314,
        "people": [
          {
            "nmls_id": 2065732,
            "full_name": "Yoe Lopez",
            "canonical_url": "https://lendb.ai/lo/yoe-lopez-2065732",
            "branch_city": "North Bergen",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 138370,
            "full_name": "Walter Gorman",
            "canonical_url": "https://lendb.ai/lo/walter-gorman-138370",
            "branch_city": "Rutherford",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 51480,
            "full_name": "David Gouldstone",
            "canonical_url": "https://lendb.ai/lo/david-gouldstone-51480",
            "branch_city": "Brooklyn",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 317,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 275,
      "includes_brokered": false,
      "loan_officers": {
        "total": 174,
        "people": [
          {
            "nmls_id": 39350,
            "full_name": "Mauricio Rojas",
            "canonical_url": "https://lendb.ai/lo/mauricio-rojas-39350",
            "branch_city": "Jersey City",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 483409,
            "full_name": "Robert Caravella",
            "canonical_url": "https://lendb.ai/lo/robert-caravella-483409",
            "branch_city": "Jersey City",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 840045,
            "full_name": "Elizabeth Tapia",
            "canonical_url": "https://lendb.ai/lo/elizabeth-tapia-840045",
            "branch_city": "Jersey City",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 242,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 107,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 412915,
      "name": "Citibank",
      "slug": "citibank-412915",
      "canonical_url": "https://lendb.ai/lender/citibank-412915",
      "loans": 82,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399802,
      "name": "Bank of America",
      "slug": "bank-of-america-399802",
      "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
      "loans": 74,
      "includes_brokered": false,
      "loan_officers": {
        "total": 46,
        "people": [
          {
            "nmls_id": 1690679,
            "full_name": "Ryan Alexa",
            "canonical_url": "https://lendb.ai/lo/ryan-alexa-1690679",
            "branch_city": "New York",
            "branch_state": "NY"
          },
          {
            "nmls_id": 2074349,
            "full_name": "Diana Zheng",
            "canonical_url": "https://lendb.ai/lo/diana-zheng-2074349",
            "branch_city": "Flushing",
            "branch_state": "NY"
          },
          {
            "nmls_id": 404093,
            "full_name": "Wayne Neumann",
            "canonical_url": "https://lendb.ai/lo/wayne-neumann-404093",
            "branch_city": "Madison",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 381076,
      "name": "M&T Bank",
      "slug": "m-t-bank-381076",
      "canonical_url": "https://lendb.ai/lender/m-t-bank-381076",
      "loans": 68,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 433960,
      "name": "Citizens Bank",
      "slug": "citizens-bank-433960",
      "canonical_url": "https://lendb.ai/lender/citizens-bank-433960",
      "loans": 64,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}