{
  "canonical_url": "https://lendb.ai/in/new-jersey/middlesex-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 194 funded conventional home loans in Middlesex County, NJ in 2025, 6,971 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (1,155), United Wholesale Mortgage (848) and CrossCountry Mortgage (376). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Middlesex County are linked below.",
  "county": {
    "fips": "34023",
    "name": "Middlesex County",
    "state": "NJ"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 194,
    "lenders_10": 101,
    "loans": 6971,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 1155,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 848,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 376,
      "includes_brokered": false,
      "loan_officers": {
        "total": 148,
        "people": [
          {
            "nmls_id": 24570,
            "full_name": "Bill Laffey",
            "canonical_url": "https://lendb.ai/lo/william-laffey-24570",
            "branch_city": "Morganville",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 63106,
            "full_name": "Michael Gaggi",
            "canonical_url": "https://lendb.ai/lo/michael-gaggi-63106",
            "branch_city": "Morganville",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 128472,
            "full_name": "Craig Brasky",
            "canonical_url": "https://lendb.ai/lo/craig-brasky-128472",
            "branch_city": "Morganville",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 241,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 226,
      "includes_brokered": false,
      "loan_officers": {
        "total": 60,
        "people": [
          {
            "nmls_id": 280343,
            "full_name": "Gary Pierson",
            "canonical_url": "https://lendb.ai/lo/gary-pierson-280343",
            "branch_city": "Franklin Park",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 91956,
            "full_name": "Jodi Kilbride",
            "canonical_url": "https://lendb.ai/lo/jodi-kilbride-91956",
            "branch_city": "Englishtown",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 270412,
            "full_name": "Lynn Doherty",
            "canonical_url": "https://lendb.ai/lo/lynn-doherty-270412",
            "branch_city": "Avenel",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 207,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 133,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 115,
      "includes_brokered": false,
      "loan_officers": {
        "total": 32,
        "people": [
          {
            "nmls_id": 5249,
            "full_name": "Tony Croft",
            "canonical_url": "https://lendb.ai/lo/tony-croft-5249",
            "branch_city": "Somerville",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 20655,
            "full_name": "Tod Mershon",
            "canonical_url": "https://lendb.ai/lo/tod-mershon-20655",
            "branch_city": "Somerville",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 34542,
            "full_name": "Michael Livezey",
            "canonical_url": "https://lendb.ai/lo/michael-livezey-34542",
            "branch_city": "Bridgewater",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 75243,
      "name": "Paramount Residential Mortgage Group",
      "slug": "paramount-residential-mortgage-group-75243",
      "canonical_url": "https://lendb.ai/lender/paramount-residential-mortgage-group-75243",
      "loans": 112,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 108,
      "includes_brokered": false,
      "loan_officers": {
        "total": 49,
        "people": [
          {
            "nmls_id": 404155,
            "full_name": "Greg T Gelato",
            "canonical_url": "https://lendb.ai/lo/greg-t-gelato-404155",
            "branch_city": "Red Bank",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 403958,
            "full_name": "Lilliam Rodriguez",
            "canonical_url": "https://lendb.ai/lo/lilliam-rodriguez-403958",
            "branch_city": "Kearny",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 413936,
            "full_name": "Stephen Lascher",
            "canonical_url": "https://lendb.ai/lo/stephen-lascher-413936",
            "branch_city": "New York",
            "branch_state": "NY"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}