{
  "canonical_url": "https://lendb.ai/in/new-jersey/middlesex-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 115 funded FHA home loans in Middlesex County, NJ in 2025, 1,145 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (135), Rocket Mortgage (100) and CrossCountry Mortgage (84). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Middlesex County are linked below.",
  "county": {
    "fips": "34023",
    "name": "Middlesex County",
    "state": "NJ"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 115,
    "lenders_10": 28,
    "loans": 1145,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 135,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 100,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 84,
      "includes_brokered": false,
      "loan_officers": {
        "total": 148,
        "people": [
          {
            "nmls_id": 24570,
            "full_name": "Bill Laffey",
            "canonical_url": "https://lendb.ai/lo/william-laffey-24570",
            "branch_city": "Morganville",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 63106,
            "full_name": "Michael Gaggi",
            "canonical_url": "https://lendb.ai/lo/michael-gaggi-63106",
            "branch_city": "Morganville",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 128472,
            "full_name": "Craig Brasky",
            "canonical_url": "https://lendb.ai/lo/craig-brasky-128472",
            "branch_city": "Morganville",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 56,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75243,
      "name": "Paramount Residential Mortgage Group",
      "slug": "paramount-residential-mortgage-group-75243",
      "canonical_url": "https://lendb.ai/lender/paramount-residential-mortgage-group-75243",
      "loans": 54,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 50,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 176743,
      "name": "Absolute Home Mortgage",
      "slug": "absolute-home-mortgage-176743",
      "canonical_url": "https://lendb.ai/lender/absolute-home-mortgage-176743",
      "loans": 40,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 39,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 33,
      "includes_brokered": false,
      "loan_officers": {
        "total": 39,
        "people": [
          {
            "nmls_id": 219432,
            "full_name": "Kevin Egan",
            "canonical_url": "https://lendb.ai/lo/kevin-egan-219432",
            "branch_city": "Middletown",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 220411,
            "full_name": "Christopher Dorman",
            "canonical_url": "https://lendb.ai/lo/christopher-dorman-220411",
            "branch_city": "Middletown",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 248937,
            "full_name": "Robert Rauf",
            "canonical_url": "https://lendb.ai/lo/robert-rauf-248937",
            "branch_city": "Middletown",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}