{
  "canonical_url": "https://lendb.ai/in/new-jersey/morris-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 189 funded conventional home loans in Morris County, NJ in 2025, 5,401 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (716), Guaranteed Rate (Rate) (428) and CrossCountry Mortgage (400). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Morris County are linked below.",
  "county": {
    "fips": "34027",
    "name": "Morris County",
    "state": "NJ"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 189,
    "lenders_10": 76,
    "loans": 5401,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 716,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 428,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 400,
      "includes_brokered": false,
      "loan_officers": {
        "total": 194,
        "people": [
          {
            "nmls_id": 27740,
            "full_name": "Elaine Perri",
            "canonical_url": "https://lendb.ai/lo/elaine-perri-27740",
            "branch_city": "Denville",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 55237,
            "full_name": "Chrissy Pullis",
            "canonical_url": "https://lendb.ai/lo/christine-pullis-55237",
            "branch_city": "Denville",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 61474,
            "full_name": "Susan Lake",
            "canonical_url": "https://lendb.ai/lo/susan-lake-61474",
            "branch_city": "Denville",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 334,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 248,
      "includes_brokered": false,
      "loan_officers": {
        "total": 35,
        "people": [
          {
            "nmls_id": 1281988,
            "full_name": "Shaun Koren",
            "canonical_url": "https://lendb.ai/lo/shaun-koren-1281988",
            "branch_city": "Morristown",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 70042,
            "full_name": "Carlos Zuniga",
            "canonical_url": "https://lendb.ai/lo/carlos-zuniga-70042",
            "branch_city": "Madison",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 601221,
            "full_name": "Michael Fattore",
            "canonical_url": "https://lendb.ai/lo/michael-fattore-601221",
            "branch_city": "Summit",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 204,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 145,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1281698,
      "name": "Luminate Bank",
      "slug": "luminate-bank-1281698",
      "canonical_url": "https://lendb.ai/lender/luminate-bank-1281698",
      "loans": 133,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 110,
      "includes_brokered": false,
      "loan_officers": {
        "total": 18,
        "people": [
          {
            "nmls_id": 403958,
            "full_name": "Lilliam Rodriguez",
            "canonical_url": "https://lendb.ai/lo/lilliam-rodriguez-403958",
            "branch_city": "Kearny",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 532482,
            "full_name": "Sean Andrew Fitzpatrick",
            "canonical_url": "https://lendb.ai/lo/sean-andrew-fitzpatrick-532482",
            "branch_city": "Bogota",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 58391,
            "full_name": "Desiree Cinotti",
            "canonical_url": "https://lendb.ai/lo/desiree-cinotti-58391",
            "branch_city": "Short Hills",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 176743,
      "name": "Absolute Home Mortgage",
      "slug": "absolute-home-mortgage-176743",
      "canonical_url": "https://lendb.ai/lender/absolute-home-mortgage-176743",
      "loans": 106,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}