{
  "canonical_url": "https://lendb.ai/in/new-jersey/ocean-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 205 funded conventional home loans in Ocean County, NJ in 2025, 8,114 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (1,042), Guaranteed Rate (Rate) (454) and CrossCountry Mortgage (453). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Ocean County are linked below.",
  "county": {
    "fips": "34029",
    "name": "Ocean County",
    "state": "NJ"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 205,
    "lenders_10": 96,
    "loans": 8114,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 1042,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 454,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 453,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 216938,
            "full_name": "Mark Ramos",
            "canonical_url": "https://lendb.ai/lo/mark-ramos-216938",
            "branch_city": "Toms River",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 2368894,
            "full_name": "Bill Smith",
            "canonical_url": "https://lendb.ai/lo/bill-smith-2368894",
            "branch_city": "Toms River",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 715407,
            "full_name": "Ford Grigg",
            "canonical_url": "https://lendb.ai/lo/ford-grigg-715407",
            "branch_city": "Manasquan",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 421,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 344,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 331,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 33041,
      "name": "Advisors Mortgage Group, L.L.C.",
      "slug": "advisors-mortgage-group-l-l-c-33041",
      "canonical_url": "https://lendb.ai/lender/advisors-mortgage-group-l-l-c-33041",
      "loans": 305,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2212,
      "name": "FM Home Loans, LLC",
      "slug": "fm-home-loans-llc-2212",
      "canonical_url": "https://lendb.ai/lender/fm-home-loans-llc-2212",
      "loans": 265,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 206,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 419035,
            "full_name": "Jennifer Andreyev",
            "canonical_url": "https://lendb.ai/lo/jennifer-andreyev-419035",
            "branch_city": "Point Pleasant",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 103915,
      "name": "Ark Mortgage, Inc.",
      "slug": "ark-mortgage-inc-103915",
      "canonical_url": "https://lendb.ai/lender/ark-mortgage-inc-103915",
      "loans": 192,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}