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canonical_url: https://lendb.ai/in/new-jersey/ocean-county/conventional-loans
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# Top lenders for conventional loans in Ocean County, NJ

These are lenders, not loan officers. Of the lenders LenDb lists, 205 funded conventional home loans in Ocean County, NJ in 2025, 8,114 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (1,042), Guaranteed Rate (Rate) (454) and CrossCountry Mortgage (453). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Ocean County are linked below.

## Most conventional loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 1042 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Ocean County yet.
2. **[Guaranteed Rate (Rate)](https://lendb.ai/lender/guaranteed-rate-2611)**: 454 conventional loans
   - LenDb does not list loan officers at this lender near Ocean County yet.
3. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 453 conventional loans
   - Loan officers LenDb lists at this lender near Ocean County: 10 ([Mark Ramos](https://lendb.ai/lo/mark-ramos-216938), [Bill Smith](https://lendb.ai/lo/bill-smith-2368894), [Ford Grigg](https://lendb.ai/lo/ford-grigg-715407), more on the lender page)
4. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 421 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Ocean County yet.
5. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 344 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Ocean County yet.
6. **[loanDepot](https://lendb.ai/lender/loandepot-174457)**: 331 conventional loans
   - LenDb does not list loan officers at this lender near Ocean County yet.
7. **[Advisors Mortgage Group, L.L.C.](https://lendb.ai/lender/advisors-mortgage-group-l-l-c-33041)**: 305 conventional loans
   - LenDb does not list loan officers at this lender near Ocean County yet.
8. **[FM Home Loans, LLC](https://lendb.ai/lender/fm-home-loans-llc-2212)**: 265 conventional loans
   - LenDb does not list loan officers at this lender near Ocean County yet.
9. **[Wells Fargo Home Mortgage](https://lendb.ai/lender/wells-fargo-399801)**: 206 conventional loans
   - Loan officers LenDb lists at this lender near Ocean County: 1 ([Jennifer Andreyev](https://lendb.ai/lo/jennifer-andreyev-419035))
10. **[Ark Mortgage, Inc.](https://lendb.ai/lender/ark-mortgage-inc-103915)**: 192 conventional loans
   - LenDb does not list loan officers at this lender near Ocean County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/new-jersey/ocean-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._