{
  "canonical_url": "https://lendb.ai/in/new-jersey/ocean-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 111 funded FHA home loans in Ocean County, NJ in 2025, 1,294 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (116), Rocket Mortgage (115) and Pennymac (110). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Ocean County are linked below.",
  "county": {
    "fips": "34029",
    "name": "Ocean County",
    "state": "NJ"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 111,
    "lenders_10": 29,
    "loans": 1294,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 116,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 115,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 110,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 82,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 216938,
            "full_name": "Mark Ramos",
            "canonical_url": "https://lendb.ai/lo/mark-ramos-216938",
            "branch_city": "Toms River",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 2368894,
            "full_name": "Bill Smith",
            "canonical_url": "https://lendb.ai/lo/bill-smith-2368894",
            "branch_city": "Toms River",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 715407,
            "full_name": "Ford Grigg",
            "canonical_url": "https://lendb.ai/lo/ford-grigg-715407",
            "branch_city": "Manasquan",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 73,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 33041,
      "name": "Advisors Mortgage Group, L.L.C.",
      "slug": "advisors-mortgage-group-l-l-c-33041",
      "canonical_url": "https://lendb.ai/lender/advisors-mortgage-group-l-l-c-33041",
      "loans": 72,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 50,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 45,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 1995987,
            "full_name": "Christina Sgro",
            "canonical_url": "https://lendb.ai/lo/christina-sgro-1995987",
            "branch_city": "Brick",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 185789,
            "full_name": "John Grigos",
            "canonical_url": "https://lendb.ai/lo/john-grigos-185789",
            "branch_city": "Freehold",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 191672,
            "full_name": "Jennifer Daly",
            "canonical_url": "https://lendb.ai/lo/jennifer-daly-191672",
            "branch_city": "Freehold",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 75243,
      "name": "Paramount Residential Mortgage Group",
      "slug": "paramount-residential-mortgage-group-75243",
      "canonical_url": "https://lendb.ai/lender/paramount-residential-mortgage-group-75243",
      "loans": 39,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}