{
  "canonical_url": "https://lendb.ai/in/new-jersey/passaic-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 167 funded conventional home loans in Passaic County, NJ in 2025, 3,341 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (339), CrossCountry Mortgage (238) and United Wholesale Mortgage (215). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Passaic County are linked below.",
  "county": {
    "fips": "34031",
    "name": "Passaic County",
    "state": "NJ"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 167,
    "lenders_10": 66,
    "loans": 3341,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 339,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 238,
      "includes_brokered": false,
      "loan_officers": {
        "total": 208,
        "people": [
          {
            "nmls_id": 6845,
            "full_name": "Anthony Nicholas",
            "canonical_url": "https://lendb.ai/lo/anthony-nicholas-6845",
            "branch_city": "Montvale",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 7155,
            "full_name": "Andrew Savoca",
            "canonical_url": "https://lendb.ai/lo/andrew-savoca-7155",
            "branch_city": "Montvale",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 61691,
            "full_name": "Tom Gates",
            "canonical_url": "https://lendb.ai/lo/tom-gates-61691",
            "branch_city": "Montvale",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 215,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 170,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 123,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2254210,
      "name": "Champions Funding, LLC",
      "slug": "champions-funding-llc-2254210",
      "canonical_url": "https://lendb.ai/lender/champions-funding-llc-2254210",
      "loans": 114,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 112,
      "includes_brokered": false,
      "loan_officers": {
        "total": 105,
        "people": [
          {
            "nmls_id": 215048,
            "full_name": "Jewel Williams",
            "canonical_url": "https://lendb.ai/lo/jewel-williams-215048",
            "branch_city": "Oakland",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 136429,
            "full_name": "John R Sarracco",
            "canonical_url": "https://lendb.ai/lo/john-r-sarracco-136429",
            "branch_city": "Wayne",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 1282001,
            "full_name": "Steven G Seaton Jr.",
            "canonical_url": "https://lendb.ai/lo/steven-g-seaton-jr-1282001",
            "branch_city": "Ramsey",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 1281698,
      "name": "Luminate Bank",
      "slug": "luminate-bank-1281698",
      "canonical_url": "https://lendb.ai/lender/luminate-bank-1281698",
      "loans": 110,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 98,
      "includes_brokered": false,
      "loan_officers": {
        "total": 19,
        "people": [
          {
            "nmls_id": 169369,
            "full_name": "John Palumbo",
            "canonical_url": "https://lendb.ai/lo/giovanni-palumbo-169369",
            "branch_city": "Totowa",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 199931,
            "full_name": "Dawn LoGatto",
            "canonical_url": "https://lendb.ai/lo/dawn-logatto-199931",
            "branch_city": "Totowa",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 200161,
            "full_name": "Gary Cornelius",
            "canonical_url": "https://lendb.ai/lo/gary-cornelius-200161",
            "branch_city": "Totowa",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 87,
      "includes_brokered": false,
      "loan_officers": {
        "total": 36,
        "people": [
          {
            "nmls_id": 28172,
            "full_name": "Michael Adler",
            "canonical_url": "https://lendb.ai/lo/meyer-adler-28172",
            "branch_city": "Paramus",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 69485,
            "full_name": "Len Ricci",
            "canonical_url": "https://lendb.ai/lo/leonard-ricci-69485",
            "branch_city": "Paramus",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 89891,
            "full_name": "Michele Prato",
            "canonical_url": "https://lendb.ai/lo/michele-prato-89891",
            "branch_city": "Paramus",
            "branch_state": "NJ"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}