{
  "canonical_url": "https://lendb.ai/in/new-jersey/somerset-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 170 funded conventional home loans in Somerset County, NJ in 2025, 3,411 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (508), United Wholesale Mortgage (226) and CrossCountry Mortgage (156). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Somerset County are linked below.",
  "county": {
    "fips": "34035",
    "name": "Somerset County",
    "state": "NJ"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 170,
    "lenders_10": 60,
    "loans": 3411,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 508,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 226,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 156,
      "includes_brokered": false,
      "loan_officers": {
        "total": 177,
        "people": [
          {
            "nmls_id": 89346,
            "full_name": "Glenn M. Davis",
            "canonical_url": "https://lendb.ai/lo/glenn-davis-89346",
            "branch_city": "Flemington",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 145229,
            "full_name": "Manny Rizzuto",
            "canonical_url": "https://lendb.ai/lo/manny-rizzuto-145229",
            "branch_city": "Morristown",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 252596,
            "full_name": "Jacqueline Koven",
            "canonical_url": "https://lendb.ai/lo/jacqueline-koven-252596",
            "branch_city": "Summit",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 2184,
      "name": "Embrace Home Loans",
      "slug": "embrace-home-loans-2184",
      "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184",
      "loans": 145,
      "includes_brokered": false,
      "loan_officers": {
        "total": 15,
        "people": [
          {
            "nmls_id": 222519,
            "full_name": "Susan Colella",
            "canonical_url": "https://lendb.ai/lo/susan-colella-222519",
            "branch_city": "Basking Ridge",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 267438,
            "full_name": "Michael Puorro",
            "canonical_url": "https://lendb.ai/lo/michael-puorro-267438",
            "branch_city": "Basking Ridge",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 341978,
            "full_name": "Denis Nevin",
            "canonical_url": "https://lendb.ai/lo/denis-nevin-341978",
            "branch_city": "Basking Ridge",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 143,
      "includes_brokered": false,
      "loan_officers": {
        "total": 18,
        "people": [
          {
            "nmls_id": 280343,
            "full_name": "Gary Pierson",
            "canonical_url": "https://lendb.ai/lo/gary-pierson-280343",
            "branch_city": "Franklin Park",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 221814,
            "full_name": "Valerie Molnar",
            "canonical_url": "https://lendb.ai/lo/valerie-molnar-221814",
            "branch_city": "Princeton",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 481404,
            "full_name": "Harry Slifer",
            "canonical_url": "https://lendb.ai/lo/harry-slifer-481404",
            "branch_city": "Princeton",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 109,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 101,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 93,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1598647,
      "name": "Guaranteed Rate Affinity, LLC",
      "slug": "guaranteed-rate-affinity-llc-1598647",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-affinity-llc-1598647",
      "loans": 93,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 12707,
            "full_name": "Arthur Kautsky",
            "canonical_url": "https://lendb.ai/lo/arthur-kautsky-12707",
            "branch_city": "East Brunswick",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 226023,
            "full_name": "Steven Egan",
            "canonical_url": "https://lendb.ai/lo/steven-egan-226023",
            "branch_city": "East Brunswick",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 65355,
            "full_name": "Marianne Jones",
            "canonical_url": "https://lendb.ai/lo/marianne-jones-65355",
            "branch_city": "Mendham",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 3259,
      "name": "K. Hovnanian American Mortgage, L.L.C.",
      "slug": "k-hovnanian-american-mortgage-l-l-c-3259",
      "canonical_url": "https://lendb.ai/lender/k-hovnanian-american-mortgage-l-l-c-3259",
      "loans": 79,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}