{
  "canonical_url": "https://lendb.ai/in/new-jersey/somerset-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 83 funded FHA home loans in Somerset County, NJ in 2025, 392 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (40), CrossCountry Mortgage (28) and Rocket Mortgage (25). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Somerset County are linked below.",
  "county": {
    "fips": "34035",
    "name": "Somerset County",
    "state": "NJ"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 83,
    "lenders_10": 13,
    "loans": 392,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 40,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 177,
        "people": [
          {
            "nmls_id": 89346,
            "full_name": "Glenn M. Davis",
            "canonical_url": "https://lendb.ai/lo/glenn-davis-89346",
            "branch_city": "Flemington",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 145229,
            "full_name": "Manny Rizzuto",
            "canonical_url": "https://lendb.ai/lo/manny-rizzuto-145229",
            "branch_city": "Morristown",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 252596,
            "full_name": "Jacqueline Koven",
            "canonical_url": "https://lendb.ai/lo/jacqueline-koven-252596",
            "branch_city": "Summit",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 25,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 21,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75243,
      "name": "Paramount Residential Mortgage Group",
      "slug": "paramount-residential-mortgage-group-75243",
      "canonical_url": "https://lendb.ai/lender/paramount-residential-mortgage-group-75243",
      "loans": 14,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 13,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 32,
        "people": [
          {
            "nmls_id": 5249,
            "full_name": "Tony Croft",
            "canonical_url": "https://lendb.ai/lo/tony-croft-5249",
            "branch_city": "Somerville",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 20655,
            "full_name": "Tod Mershon",
            "canonical_url": "https://lendb.ai/lo/tod-mershon-20655",
            "branch_city": "Somerville",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 34542,
            "full_name": "Michael Livezey",
            "canonical_url": "https://lendb.ai/lo/michael-livezey-34542",
            "branch_city": "Bridgewater",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 1168,
      "name": "AmeriSave Mortgage",
      "slug": "amerisave-mortgage-1168",
      "canonical_url": "https://lendb.ai/lender/amerisave-mortgage-1168",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 35,
        "people": [
          {
            "nmls_id": 219432,
            "full_name": "Kevin Egan",
            "canonical_url": "https://lendb.ai/lo/kevin-egan-219432",
            "branch_city": "Middletown",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 220411,
            "full_name": "Christopher Dorman",
            "canonical_url": "https://lendb.ai/lo/christopher-dorman-220411",
            "branch_city": "Middletown",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 248937,
            "full_name": "Robert Rauf",
            "canonical_url": "https://lendb.ai/lo/robert-rauf-248937",
            "branch_city": "Middletown",
            "branch_state": "NJ"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}