{
  "canonical_url": "https://lendb.ai/in/new-jersey/somerset-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 41 funded VA home loans in Somerset County, NJ in 2025, 108 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (21), United Wholesale Mortgage (8) and CrossCountry Mortgage (7). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Somerset County are linked below.",
  "county": {
    "fips": "34035",
    "name": "Somerset County",
    "state": "NJ"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 41,
    "lenders_10": 1,
    "loans": 108,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 8,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 177,
        "people": [
          {
            "nmls_id": 89346,
            "full_name": "Glenn M. Davis",
            "canonical_url": "https://lendb.ai/lo/glenn-davis-89346",
            "branch_city": "Flemington",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 145229,
            "full_name": "Manny Rizzuto",
            "canonical_url": "https://lendb.ai/lo/manny-rizzuto-145229",
            "branch_city": "Morristown",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 252596,
            "full_name": "Jacqueline Koven",
            "canonical_url": "https://lendb.ai/lo/jacqueline-koven-252596",
            "branch_city": "Summit",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1043,
      "name": "NewDay USA",
      "slug": "newday-usa-1043",
      "canonical_url": "https://lendb.ai/lender/newday-usa-1043",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 32,
        "people": [
          {
            "nmls_id": 5249,
            "full_name": "Tony Croft",
            "canonical_url": "https://lendb.ai/lo/tony-croft-5249",
            "branch_city": "Somerville",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 20655,
            "full_name": "Tod Mershon",
            "canonical_url": "https://lendb.ai/lo/tod-mershon-20655",
            "branch_city": "Somerville",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 34542,
            "full_name": "Michael Livezey",
            "canonical_url": "https://lendb.ai/lo/michael-livezey-34542",
            "branch_city": "Bridgewater",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 35,
        "people": [
          {
            "nmls_id": 219432,
            "full_name": "Kevin Egan",
            "canonical_url": "https://lendb.ai/lo/kevin-egan-219432",
            "branch_city": "Middletown",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 220411,
            "full_name": "Christopher Dorman",
            "canonical_url": "https://lendb.ai/lo/christopher-dorman-220411",
            "branch_city": "Middletown",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 248937,
            "full_name": "Robert Rauf",
            "canonical_url": "https://lendb.ai/lo/robert-rauf-248937",
            "branch_city": "Middletown",
            "branch_state": "NJ"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}