{
  "canonical_url": "https://lendb.ai/in/new-jersey/union-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 175 funded conventional home loans in Union County, NJ in 2025, 4,035 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (449), United Wholesale Mortgage (223) and CrossCountry Mortgage (217). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Union County are linked below.",
  "county": {
    "fips": "34039",
    "name": "Union County",
    "state": "NJ"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 175,
    "lenders_10": 75,
    "loans": 4035,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 449,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 223,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 217,
      "includes_brokered": false,
      "loan_officers": {
        "total": 227,
        "people": [
          {
            "nmls_id": 17836,
            "full_name": "Justin Lieberman",
            "canonical_url": "https://lendb.ai/lo/justin-lieberman-17836",
            "branch_city": "Union",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 19441,
            "full_name": "Evan Kutner",
            "canonical_url": "https://lendb.ai/lo/evan-kutner-19441",
            "branch_city": "Union",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 60865,
            "full_name": "Al Rapoport",
            "canonical_url": "https://lendb.ai/lo/albert-rapoport-60865",
            "branch_city": "Union",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 195,
      "includes_brokered": false,
      "loan_officers": {
        "total": 137,
        "people": [
          {
            "nmls_id": 1950300,
            "full_name": "Santonio Poole",
            "canonical_url": "https://lendb.ai/lo/santonio-poole-1950300",
            "branch_city": "Westfield",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 870058,
            "full_name": "Isabel Mejias",
            "canonical_url": "https://lendb.ai/lo/isabel-mejias-870058",
            "branch_city": "Millburn",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 601221,
            "full_name": "Michael Fattore",
            "canonical_url": "https://lendb.ai/lo/michael-fattore-601221",
            "branch_city": "Summit",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 192,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1598647,
      "name": "Guaranteed Rate Affinity, LLC",
      "slug": "guaranteed-rate-affinity-llc-1598647",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-affinity-llc-1598647",
      "loans": 155,
      "includes_brokered": false,
      "loan_officers": {
        "total": 35,
        "people": [
          {
            "nmls_id": 28268,
            "full_name": "Michael Stepek",
            "canonical_url": "https://lendb.ai/lo/michael-stepek-28268",
            "branch_city": "Westfield",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 588978,
            "full_name": "Jeanne Morgenstern",
            "canonical_url": "https://lendb.ai/lo/jeanne-morgenstern-588978",
            "branch_city": "Westfield",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 1036901,
            "full_name": "Sarah Maloney",
            "canonical_url": "https://lendb.ai/lo/sarah-maloney-1036901",
            "branch_city": "Westfield",
            "branch_state": "NJ"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 147,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 121,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 97,
      "includes_brokered": false,
      "loan_officers": {
        "total": 72,
        "people": [
          {
            "nmls_id": 403958,
            "full_name": "Lilliam Rodriguez",
            "canonical_url": "https://lendb.ai/lo/lilliam-rodriguez-403958",
            "branch_city": "Kearny",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 32900,
            "full_name": "Adam W Turkewitz",
            "canonical_url": "https://lendb.ai/lo/adam-turkewitz-32900",
            "branch_city": "New York",
            "branch_state": "NY"
          },
          {
            "nmls_id": 499176,
            "full_name": "Michael Stephen Kandrach",
            "canonical_url": "https://lendb.ai/lo/michael-stephen-kandrach-499176",
            "branch_city": "New York",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 399802,
      "name": "Bank of America",
      "slug": "bank-of-america-399802",
      "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
      "loans": 90,
      "includes_brokered": false,
      "loan_officers": {
        "total": 41,
        "people": [
          {
            "nmls_id": 1566249,
            "full_name": "Grace Del Toro",
            "canonical_url": "https://lendb.ai/lo/grace-del-toro-1566249",
            "branch_city": "North Plainfield",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 404093,
            "full_name": "Wayne Neumann",
            "canonical_url": "https://lendb.ai/lo/wayne-neumann-404093",
            "branch_city": "Madison",
            "branch_state": "NJ"
          },
          {
            "nmls_id": 1690679,
            "full_name": "Ryan Alexa",
            "canonical_url": "https://lendb.ai/lo/ryan-alexa-1690679",
            "branch_city": "New York",
            "branch_state": "NY"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}