{
  "canonical_url": "https://lendb.ai/in/new-mexico/bernalillo-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 157 funded conventional home loans in Bernalillo County, NM in 2025, 5,814 loans in all, per HMDA, FFIEC/CFPB data. The most active were Waterstone Mortgage (797), Guild Mortgage (669) and Rocket Mortgage (661). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Bernalillo County are linked below.",
  "county": {
    "fips": "35001",
    "name": "Bernalillo County",
    "state": "NM"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 157,
    "lenders_10": 71,
    "loans": 5814,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 186434,
      "name": "Waterstone Mortgage",
      "slug": "waterstone-mortgage-186434",
      "canonical_url": "https://lendb.ai/lender/waterstone-mortgage-186434",
      "loans": 797,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 669,
      "includes_brokered": false,
      "loan_officers": {
        "total": 40,
        "people": [
          {
            "nmls_id": 220422,
            "full_name": "Burgandy Casias",
            "canonical_url": "https://lendb.ai/lo/burgandy-casias-220422",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          },
          {
            "nmls_id": 227744,
            "full_name": "Heidi Valle",
            "canonical_url": "https://lendb.ai/lo/heidi-valle-227744",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          },
          {
            "nmls_id": 251785,
            "full_name": "Roger Gettler",
            "canonical_url": "https://lendb.ai/lo/roger-gettler-251785",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 661,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 400,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3094,
      "name": "Primary Residential Mortgage (PRMI)",
      "slug": "primary-residential-mortgage-3094",
      "canonical_url": "https://lendb.ai/lender/primary-residential-mortgage-3094",
      "loans": 397,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 246,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 198143,
            "full_name": "Randy Montoya",
            "canonical_url": "https://lendb.ai/lo/randy-montoya-198143",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          },
          {
            "nmls_id": 403871,
            "full_name": "Christopher Gonzales",
            "canonical_url": "https://lendb.ai/lo/christopher-gonzales-403871",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          }
        ]
      }
    },
    {
      "nmls_id": 3240,
      "name": "Directors Mortgage",
      "slug": "directors-mortgage-3240",
      "canonical_url": "https://lendb.ai/lender/directors-mortgage-3240",
      "loans": 151,
      "includes_brokered": false,
      "loan_officers": {
        "total": 19,
        "people": [
          {
            "nmls_id": 779951,
            "full_name": "Jacinda Juarez",
            "canonical_url": "https://lendb.ai/lo/jacinda-juarez-779951",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          },
          {
            "nmls_id": 254987,
            "full_name": "Tabitha Gallegos-Kahn",
            "canonical_url": "https://lendb.ai/lo/tabitha-gallegos-kahn-254987",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          },
          {
            "nmls_id": 260397,
            "full_name": "Denise Beswick",
            "canonical_url": "https://lendb.ai/lo/denise-beswick-260397",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 122,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 112,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 84,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 245670,
            "full_name": "David Schindler",
            "canonical_url": "https://lendb.ai/lo/david-schindler-245670",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          },
          {
            "nmls_id": 303915,
            "full_name": "Melvin Vallejos",
            "canonical_url": "https://lendb.ai/lo/melvin-vallejos-303915",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          },
          {
            "nmls_id": 310328,
            "full_name": "Israel Rael",
            "canonical_url": "https://lendb.ai/lo/israel-rael-310328",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}