{
  "canonical_url": "https://lendb.ai/in/new-mexico/bernalillo-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 90 funded FHA home loans in Bernalillo County, NM in 2025, 1,831 loans in all, per HMDA, FFIEC/CFPB data. The most active were Waterstone Mortgage (215), Guild Mortgage (209) and United Wholesale Mortgage (184). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Bernalillo County are linked below.",
  "county": {
    "fips": "35001",
    "name": "Bernalillo County",
    "state": "NM"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 90,
    "lenders_10": 37,
    "loans": 1831,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 186434,
      "name": "Waterstone Mortgage",
      "slug": "waterstone-mortgage-186434",
      "canonical_url": "https://lendb.ai/lender/waterstone-mortgage-186434",
      "loans": 215,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 209,
      "includes_brokered": false,
      "loan_officers": {
        "total": 40,
        "people": [
          {
            "nmls_id": 220422,
            "full_name": "Burgandy Casias",
            "canonical_url": "https://lendb.ai/lo/burgandy-casias-220422",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          },
          {
            "nmls_id": 227744,
            "full_name": "Heidi Valle",
            "canonical_url": "https://lendb.ai/lo/heidi-valle-227744",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          },
          {
            "nmls_id": 251785,
            "full_name": "Roger Gettler",
            "canonical_url": "https://lendb.ai/lo/roger-gettler-251785",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 184,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 131,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 99,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3094,
      "name": "Primary Residential Mortgage (PRMI)",
      "slug": "primary-residential-mortgage-3094",
      "canonical_url": "https://lendb.ai/lender/primary-residential-mortgage-3094",
      "loans": 87,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 74,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 245670,
            "full_name": "David Schindler",
            "canonical_url": "https://lendb.ai/lo/david-schindler-245670",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          },
          {
            "nmls_id": 303915,
            "full_name": "Melvin Vallejos",
            "canonical_url": "https://lendb.ai/lo/melvin-vallejos-303915",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          },
          {
            "nmls_id": 310328,
            "full_name": "Israel Rael",
            "canonical_url": "https://lendb.ai/lo/israel-rael-310328",
            "branch_city": "Albuquerque",
            "branch_state": "NM"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 58,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 55,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 48,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}