{
  "canonical_url": "https://lendb.ai/in/new-york/albany-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 81 funded conventional home loans in Albany County, NY in 2025, 1,578 loans in all, per HMDA, FFIEC/CFPB data. The most active were Homestead Funding (435), Rocket Mortgage (163) and United Wholesale Mortgage (151). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Albany County are linked below.",
  "county": {
    "fips": "36001",
    "name": "Albany County",
    "state": "NY"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 81,
    "lenders_10": 29,
    "loans": 1578,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3232,
      "name": "Homestead Funding",
      "slug": "homestead-funding-3232",
      "canonical_url": "https://lendb.ai/lender/homestead-funding-3232",
      "loans": 435,
      "includes_brokered": false,
      "loan_officers": {
        "total": 35,
        "people": [
          {
            "nmls_id": 64674,
            "full_name": "Lisa Smith Fortin",
            "canonical_url": "https://lendb.ai/lo/lisa-fortin-64674",
            "branch_city": "Delmar",
            "branch_state": "NY"
          },
          {
            "nmls_id": 64678,
            "full_name": "Janet Harder",
            "canonical_url": "https://lendb.ai/lo/janet-harder-64678",
            "branch_city": "Delmar",
            "branch_state": "NY"
          },
          {
            "nmls_id": 1790527,
            "full_name": "Alyssa Grayson",
            "canonical_url": "https://lendb.ai/lo/alyssa-grayson-1790527",
            "branch_city": "Delmar",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 163,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 151,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3254,
      "name": "Premium Mortgage Corporation",
      "slug": "premium-mortgage-corporation-3254",
      "canonical_url": "https://lendb.ai/lender/premium-mortgage-corporation-3254",
      "loans": 79,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399797,
      "name": "KeyBank",
      "slug": "keybank-399797",
      "canonical_url": "https://lendb.ai/lender/keybank-399797",
      "loans": 69,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 53,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 50,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 381076,
      "name": "M&T Bank",
      "slug": "m-t-bank-381076",
      "canonical_url": "https://lendb.ai/lender/m-t-bank-381076",
      "loans": 43,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399802,
      "name": "Bank of America",
      "slug": "bank-of-america-399802",
      "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
      "loans": 31,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1875098,
            "full_name": "Christopher Donaire",
            "canonical_url": "https://lendb.ai/lo/christopher-donaire-1875098",
            "branch_city": "Clifton Park",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 64537,
            "full_name": "Andrew Rubino",
            "canonical_url": "https://lendb.ai/lo/andrew-rubino-64537",
            "branch_city": "Schenectady",
            "branch_state": "NY"
          },
          {
            "nmls_id": 1077753,
            "full_name": "Caitlin Casey",
            "canonical_url": "https://lendb.ai/lo/caitlin-casey-1077753",
            "branch_city": "Clifton Park",
            "branch_state": "NY"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}