{
  "canonical_url": "https://lendb.ai/in/new-york/albany-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 34 funded FHA home loans in Albany County, NY in 2025, 263 loans in all, per HMDA, FFIEC/CFPB data. The most active were Homestead Funding (83), Rocket Mortgage (43) and United Wholesale Mortgage (16). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Albany County are linked below.",
  "county": {
    "fips": "36001",
    "name": "Albany County",
    "state": "NY"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 34,
    "lenders_10": 6,
    "loans": 263,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3232,
      "name": "Homestead Funding",
      "slug": "homestead-funding-3232",
      "canonical_url": "https://lendb.ai/lender/homestead-funding-3232",
      "loans": 83,
      "includes_brokered": false,
      "loan_officers": {
        "total": 35,
        "people": [
          {
            "nmls_id": 64674,
            "full_name": "Lisa Smith Fortin",
            "canonical_url": "https://lendb.ai/lo/lisa-fortin-64674",
            "branch_city": "Delmar",
            "branch_state": "NY"
          },
          {
            "nmls_id": 64678,
            "full_name": "Janet Harder",
            "canonical_url": "https://lendb.ai/lo/janet-harder-64678",
            "branch_city": "Delmar",
            "branch_state": "NY"
          },
          {
            "nmls_id": 1790527,
            "full_name": "Alyssa Grayson",
            "canonical_url": "https://lendb.ai/lo/alyssa-grayson-1790527",
            "branch_city": "Delmar",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 43,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 16,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3254,
      "name": "Premium Mortgage Corporation",
      "slug": "premium-mortgage-corporation-3254",
      "canonical_url": "https://lendb.ai/lender/premium-mortgage-corporation-3254",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 11,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 17022,
      "name": "Planet Home Lending",
      "slug": "planet-home-lending-17022",
      "canonical_url": "https://lendb.ai/lender/planet-home-lending-17022",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 58775,
      "name": "Reliance First Capital, LLC",
      "slug": "reliance-first-capital-llc-58775",
      "canonical_url": "https://lendb.ai/lender/reliance-first-capital-llc-58775",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}