{
  "canonical_url": "https://lendb.ai/in/new-york/albany-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 2 funded USDA home loans in Albany County, NY in 2025, 7 loans in all, per HMDA, FFIEC/CFPB data. The most active were Homestead Funding (6) and Premium Mortgage Corporation (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Albany County are linked below.",
  "county": {
    "fips": "36001",
    "name": "Albany County",
    "state": "NY"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 2,
    "lenders_10": 0,
    "loans": 7,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3232,
      "name": "Homestead Funding",
      "slug": "homestead-funding-3232",
      "canonical_url": "https://lendb.ai/lender/homestead-funding-3232",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 35,
        "people": [
          {
            "nmls_id": 64674,
            "full_name": "Lisa Smith Fortin",
            "canonical_url": "https://lendb.ai/lo/lisa-fortin-64674",
            "branch_city": "Delmar",
            "branch_state": "NY"
          },
          {
            "nmls_id": 64678,
            "full_name": "Janet Harder",
            "canonical_url": "https://lendb.ai/lo/janet-harder-64678",
            "branch_city": "Delmar",
            "branch_state": "NY"
          },
          {
            "nmls_id": 1790527,
            "full_name": "Alyssa Grayson",
            "canonical_url": "https://lendb.ai/lo/alyssa-grayson-1790527",
            "branch_city": "Delmar",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 3254,
      "name": "Premium Mortgage Corporation",
      "slug": "premium-mortgage-corporation-3254",
      "canonical_url": "https://lendb.ai/lender/premium-mortgage-corporation-3254",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}