{
  "canonical_url": "https://lendb.ai/in/new-york/cortland-county",
  "summary": "Lenders LenDb lists funded 124 conventional, 43 FHA, 19 VA and 1 USDA home loans in Cortland County, NY in 2025, per HMDA, FFIEC/CFPB data. Pick a loan type for the most active lenders and the loan officers LenDb lists at them near Cortland County. These are lender counts, not loan officer counts.",
  "county": {
    "fips": "36023",
    "name": "Cortland County",
    "state": "NY"
  },
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "loan_types": {
    "conventional": {
      "lenders": 24,
      "lenders_10": 3,
      "loans": 124,
      "qualifies": true
    },
    "fha": {
      "lenders": 13,
      "lenders_10": 2,
      "loans": 43,
      "qualifies": false
    },
    "va": {
      "lenders": 10,
      "lenders_10": 0,
      "loans": 19,
      "qualifies": false
    },
    "usda": {
      "lenders": 1,
      "lenders_10": 0,
      "loans": 1,
      "qualifies": false
    }
  },
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}