{
  "canonical_url": "https://lendb.ai/in/new-york/dutchess-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 95 funded conventional home loans in Dutchess County, NY in 2025, 1,941 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (325), CrossCountry Mortgage (172) and United Wholesale Mortgage (141). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Dutchess County are linked below.",
  "county": {
    "fips": "36027",
    "name": "Dutchess County",
    "state": "NY"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 95,
    "lenders_10": 28,
    "loans": 1941,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 325,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 172,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 18637,
            "full_name": "Michael Giannetto",
            "canonical_url": "https://lendb.ai/lo/michael-giannetto-18637",
            "branch_city": "New Windsor",
            "branch_state": "NY"
          },
          {
            "nmls_id": 67235,
            "full_name": "Joe Fava",
            "canonical_url": "https://lendb.ai/lo/guido-fava-67235",
            "branch_city": "New Windsor",
            "branch_state": "NY"
          },
          {
            "nmls_id": 185966,
            "full_name": "Robbie Pittelman",
            "canonical_url": "https://lendb.ai/lo/robbie-pittelman-185966",
            "branch_city": "New Windsor",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 141,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 139,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 624451,
            "full_name": "Sean Igoe",
            "canonical_url": "https://lendb.ai/lo/sean-igoe-624451",
            "branch_city": "Hopewell Junction",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 3232,
      "name": "Homestead Funding",
      "slug": "homestead-funding-3232",
      "canonical_url": "https://lendb.ai/lender/homestead-funding-3232",
      "loans": 132,
      "includes_brokered": false,
      "loan_officers": {
        "total": 16,
        "people": [
          {
            "nmls_id": 64495,
            "full_name": "Stephen Gargano",
            "canonical_url": "https://lendb.ai/lo/stephen-gargano-64495",
            "branch_city": "Lagrangeville",
            "branch_state": "NY"
          },
          {
            "nmls_id": 135848,
            "full_name": "Michael Maloney",
            "canonical_url": "https://lendb.ai/lo/michael-maloney-135848",
            "branch_city": "Lagrangeville",
            "branch_state": "NY"
          },
          {
            "nmls_id": 1862981,
            "full_name": "Chris Colella",
            "canonical_url": "https://lendb.ai/lo/chris-colella-1862981",
            "branch_city": "Lagrangeville",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 88,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 13649,
      "name": "PrimeLending",
      "slug": "primelending-13649",
      "canonical_url": "https://lendb.ai/lender/primelending-13649",
      "loans": 85,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 70,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 66,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 50,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}