{
  "canonical_url": "https://lendb.ai/in/new-york/dutchess-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 48 funded FHA home loans in Dutchess County, NY in 2025, 281 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (49), United Wholesale Mortgage (32) and CrossCountry Mortgage (18). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Dutchess County are linked below.",
  "county": {
    "fips": "36027",
    "name": "Dutchess County",
    "state": "NY"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 48,
    "lenders_10": 8,
    "loans": 281,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 49,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 32,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 18637,
            "full_name": "Michael Giannetto",
            "canonical_url": "https://lendb.ai/lo/michael-giannetto-18637",
            "branch_city": "New Windsor",
            "branch_state": "NY"
          },
          {
            "nmls_id": 67235,
            "full_name": "Joe Fava",
            "canonical_url": "https://lendb.ai/lo/guido-fava-67235",
            "branch_city": "New Windsor",
            "branch_state": "NY"
          },
          {
            "nmls_id": 185966,
            "full_name": "Robbie Pittelman",
            "canonical_url": "https://lendb.ai/lo/robbie-pittelman-185966",
            "branch_city": "New Windsor",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 17,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 14,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2764,
      "name": "Total Mortgage Services",
      "slug": "total-mortgage-services-2764",
      "canonical_url": "https://lendb.ai/lender/total-mortgage-services-2764",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3232,
      "name": "Homestead Funding",
      "slug": "homestead-funding-3232",
      "canonical_url": "https://lendb.ai/lender/homestead-funding-3232",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 16,
        "people": [
          {
            "nmls_id": 64495,
            "full_name": "Stephen Gargano",
            "canonical_url": "https://lendb.ai/lo/stephen-gargano-64495",
            "branch_city": "Lagrangeville",
            "branch_state": "NY"
          },
          {
            "nmls_id": 135848,
            "full_name": "Michael Maloney",
            "canonical_url": "https://lendb.ai/lo/michael-maloney-135848",
            "branch_city": "Lagrangeville",
            "branch_state": "NY"
          },
          {
            "nmls_id": 1862981,
            "full_name": "Chris Colella",
            "canonical_url": "https://lendb.ai/lo/chris-colella-1862981",
            "branch_city": "Lagrangeville",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2113,
      "name": "Plaza Home Mortgage, Inc.",
      "slug": "plaza-home-mortgage-inc-2113",
      "canonical_url": "https://lendb.ai/lender/plaza-home-mortgage-inc-2113",
      "loans": 8,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}