{
  "canonical_url": "https://lendb.ai/in/new-york/oswego-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 49 funded conventional home loans in Oswego County, NY in 2025, 440 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (98), Homestead Funding (36) and Movement Mortgage (35). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Oswego County are linked below.",
  "county": {
    "fips": "36075",
    "name": "Oswego County",
    "state": "NY"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 49,
    "lenders_10": 12,
    "loans": 440,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 98,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3232,
      "name": "Homestead Funding",
      "slug": "homestead-funding-3232",
      "canonical_url": "https://lendb.ai/lender/homestead-funding-3232",
      "loans": 36,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 11954,
            "full_name": "Jim Giannuzzi",
            "canonical_url": "https://lendb.ai/lo/jim-giannuzzi-11954",
            "branch_city": "East Syracuse",
            "branch_state": "NY"
          },
          {
            "nmls_id": 15801,
            "full_name": "Deborah Parker",
            "canonical_url": "https://lendb.ai/lo/deborah-parker-15801",
            "branch_city": "East Syracuse",
            "branch_state": "NY"
          },
          {
            "nmls_id": 51343,
            "full_name": "Eric Johnson",
            "canonical_url": "https://lendb.ai/lo/eric-johnson-51343",
            "branch_city": "East Syracuse",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 1233874,
            "full_name": "Valerie Cushman",
            "canonical_url": "https://lendb.ai/lo/valerie-cushman-1233874",
            "branch_city": "Syracuse",
            "branch_state": "NY"
          },
          {
            "nmls_id": 2736261,
            "full_name": "Donald Cushman",
            "canonical_url": "https://lendb.ai/lo/donald-cushman-2736261",
            "branch_city": "Syracuse",
            "branch_state": "NY"
          },
          {
            "nmls_id": 65159,
            "full_name": "Tim Felicia",
            "canonical_url": "https://lendb.ai/lo/tim-felicia-65159",
            "branch_city": "Camillus",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 2129,
      "name": "Supreme Lending",
      "slug": "supreme-lending-2129",
      "canonical_url": "https://lendb.ai/lender/supreme-lending-2129",
      "loans": 29,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399797,
      "name": "KeyBank",
      "slug": "keybank-399797",
      "canonical_url": "https://lendb.ai/lender/keybank-399797",
      "loans": 29,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 13649,
      "name": "PrimeLending",
      "slug": "primelending-13649",
      "canonical_url": "https://lendb.ai/lender/primelending-13649",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 23,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2280,
      "name": "21st Mortgage Corporation",
      "slug": "21st-mortgage-corporation-2280",
      "canonical_url": "https://lendb.ai/lender/21st-mortgage-corporation-2280",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 37405,
      "name": "Hunt Mortgage Corporation",
      "slug": "hunt-mortgage-corporation-37405",
      "canonical_url": "https://lendb.ai/lender/hunt-mortgage-corporation-37405",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 381076,
      "name": "M&T Bank",
      "slug": "m-t-bank-381076",
      "canonical_url": "https://lendb.ai/lender/m-t-bank-381076",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}