{
  "canonical_url": "https://lendb.ai/in/new-york/oswego-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 27 funded FHA home loans in Oswego County, NY in 2025, 137 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (29), United Wholesale Mortgage (15) and Plaza Home Mortgage, Inc. (13). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Oswego County are linked below.",
  "county": {
    "fips": "36075",
    "name": "Oswego County",
    "state": "NY"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 27,
    "lenders_10": 5,
    "loans": 137,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 29,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2113,
      "name": "Plaza Home Mortgage, Inc.",
      "slug": "plaza-home-mortgage-inc-2113",
      "canonical_url": "https://lendb.ai/lender/plaza-home-mortgage-inc-2113",
      "loans": 13,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3232,
      "name": "Homestead Funding",
      "slug": "homestead-funding-3232",
      "canonical_url": "https://lendb.ai/lender/homestead-funding-3232",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 11954,
            "full_name": "Jim Giannuzzi",
            "canonical_url": "https://lendb.ai/lo/jim-giannuzzi-11954",
            "branch_city": "East Syracuse",
            "branch_state": "NY"
          },
          {
            "nmls_id": 15801,
            "full_name": "Deborah Parker",
            "canonical_url": "https://lendb.ai/lo/deborah-parker-15801",
            "branch_city": "East Syracuse",
            "branch_state": "NY"
          },
          {
            "nmls_id": 51343,
            "full_name": "Eric Johnson",
            "canonical_url": "https://lendb.ai/lo/eric-johnson-51343",
            "branch_city": "East Syracuse",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 1233874,
            "full_name": "Valerie Cushman",
            "canonical_url": "https://lendb.ai/lo/valerie-cushman-1233874",
            "branch_city": "Syracuse",
            "branch_state": "NY"
          },
          {
            "nmls_id": 2736261,
            "full_name": "Donald Cushman",
            "canonical_url": "https://lendb.ai/lo/donald-cushman-2736261",
            "branch_city": "Syracuse",
            "branch_state": "NY"
          },
          {
            "nmls_id": 65159,
            "full_name": "Tim Felicia",
            "canonical_url": "https://lendb.ai/lo/tim-felicia-65159",
            "branch_city": "Camillus",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 2129,
      "name": "Supreme Lending",
      "slug": "supreme-lending-2129",
      "canonical_url": "https://lendb.ai/lender/supreme-lending-2129",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3254,
      "name": "Premium Mortgage Corporation",
      "slug": "premium-mortgage-corporation-3254",
      "canonical_url": "https://lendb.ai/lender/premium-mortgage-corporation-3254",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}