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canonical_url: https://lendb.ai/in/new-york/otsego-county/fha-loans
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# Top lenders for FHA loans in Otsego County, NY

These are lenders, not loan officers. Of the lenders LenDb lists, 18 funded FHA home loans in Otsego County, NY in 2025, 51 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (17), Plaza Home Mortgage, Inc. (7) and Homestead Funding (5). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Otsego County are linked below.

## Most FHA loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 17 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Otsego County yet.
2. **[Plaza Home Mortgage, Inc.](https://lendb.ai/lender/plaza-home-mortgage-inc-2113)**: 7 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Otsego County yet.
3. **[Homestead Funding](https://lendb.ai/lender/homestead-funding-3232)**: 5 FHA loans
   - LenDb does not list loan officers at this lender near Otsego County yet.
4. **[Premium Mortgage Corporation](https://lendb.ai/lender/premium-mortgage-corporation-3254)**: 3 FHA loans
   - LenDb does not list loan officers at this lender near Otsego County yet.
5. **[loanDepot](https://lendb.ai/lender/loandepot-174457)**: 3 FHA loans
   - LenDb does not list loan officers at this lender near Otsego County yet.
6. **[American Financial Network](https://lendb.ai/lender/american-financial-network-237341)**: 3 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Otsego County yet.
7. **[1st Priority Mortgage, Inc.](https://lendb.ai/lender/1st-priority-mortgage-inc-29600)**: 2 FHA loans
   - LenDb does not list loan officers at this lender near Otsego County yet.
8. **[Supreme Lending](https://lendb.ai/lender/supreme-lending-2129)**: 1 FHA loans
   - LenDb does not list loan officers at this lender near Otsego County yet.
9. **[Guaranteed Rate (Rate)](https://lendb.ai/lender/guaranteed-rate-2611)**: 1 FHA loans
   - LenDb does not list loan officers at this lender near Otsego County yet.
10. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 1 FHA loans
   - LenDb does not list loan officers at this lender near Otsego County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/new-york/otsego-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._