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canonical_url: https://lendb.ai/in/new-york/otsego-county/va-loans
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# Top lenders for VA loans in Otsego County, NY

These are lenders, not loan officers. Of the lenders LenDb lists, 11 funded VA home loans in Otsego County, NY in 2025, 23 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (4), Veterans United Home Loans (3) and Newrez (3). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Otsego County are linked below.

## Most VA loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 4 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Otsego County yet.
2. **[Veterans United Home Loans](https://lendb.ai/lender/veterans-united-home-loans-1907)**: 3 VA loans
   - LenDb does not list loan officers at this lender near Otsego County yet.
3. **[Newrez](https://lendb.ai/lender/newrez-3013)**: 3 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Otsego County yet.
4. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 3 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Otsego County yet.
5. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 3 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Otsego County yet.
6. **[Homestead Funding](https://lendb.ai/lender/homestead-funding-3232)**: 2 VA loans
   - LenDb does not list loan officers at this lender near Otsego County yet.
7. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 1 VA loans
   - LenDb does not list loan officers at this lender near Otsego County yet.
8. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 1 VA loans
   - LenDb does not list loan officers at this lender near Otsego County yet.
9. **[loanDepot](https://lendb.ai/lender/loandepot-174457)**: 1 VA loans
   - LenDb does not list loan officers at this lender near Otsego County yet.
10. **[Navy Federal Credit Union](https://lendb.ai/lender/navy-federal-399807)**: 1 VA loans
   - LenDb does not list loan officers at this lender near Otsego County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/new-york/otsego-county/va-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._