{
  "canonical_url": "https://lendb.ai/in/new-york/saratoga-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 77 funded conventional home loans in Saratoga County, NY in 2025, 1,407 loans in all, per HMDA, FFIEC/CFPB data. The most active were Homestead Funding (309), Rocket Mortgage (192) and United Wholesale Mortgage (141). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Saratoga County are linked below.",
  "county": {
    "fips": "36091",
    "name": "Saratoga County",
    "state": "NY"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 77,
    "lenders_10": 28,
    "loans": 1407,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3232,
      "name": "Homestead Funding",
      "slug": "homestead-funding-3232",
      "canonical_url": "https://lendb.ai/lender/homestead-funding-3232",
      "loans": 309,
      "includes_brokered": false,
      "loan_officers": {
        "total": 35,
        "people": [
          {
            "nmls_id": 55348,
            "full_name": "Caroline Hommel",
            "canonical_url": "https://lendb.ai/lo/caroline-hommel-55348",
            "branch_city": "Saratoga Springs",
            "branch_state": "NY"
          },
          {
            "nmls_id": 59471,
            "full_name": "Laura Guillerault",
            "canonical_url": "https://lendb.ai/lo/laura-guillerault-59471",
            "branch_city": "Saratoga Springs",
            "branch_state": "NY"
          },
          {
            "nmls_id": 441887,
            "full_name": "Dayna L. Hayes",
            "canonical_url": "https://lendb.ai/lo/dayna-l-hayes-441887",
            "branch_city": "Glens Falls",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 192,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 141,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 64,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399797,
      "name": "KeyBank",
      "slug": "keybank-399797",
      "canonical_url": "https://lendb.ai/lender/keybank-399797",
      "loans": 51,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3254,
      "name": "Premium Mortgage Corporation",
      "slug": "premium-mortgage-corporation-3254",
      "canonical_url": "https://lendb.ai/lender/premium-mortgage-corporation-3254",
      "loans": 47,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1063,
      "name": "Triad Financial Services, Inc.",
      "slug": "triad-financial-services-inc-1063",
      "canonical_url": "https://lendb.ai/lender/triad-financial-services-inc-1063",
      "loans": 43,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 42,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1077753,
            "full_name": "Caitlin Casey",
            "canonical_url": "https://lendb.ai/lo/caitlin-casey-1077753",
            "branch_city": "Clifton Park",
            "branch_state": "NY"
          },
          {
            "nmls_id": 64537,
            "full_name": "Andrew Rubino",
            "canonical_url": "https://lendb.ai/lo/andrew-rubino-64537",
            "branch_city": "Schenectady",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 38,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}