{
  "canonical_url": "https://lendb.ai/in/new-york/schenectady-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 66 funded conventional home loans in Schenectady County, NY in 2025, 944 loans in all, per HMDA, FFIEC/CFPB data. The most active were Homestead Funding (224), United Wholesale Mortgage (136) and Rocket Mortgage (125). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Schenectady County are linked below.",
  "county": {
    "fips": "36093",
    "name": "Schenectady County",
    "state": "NY"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 66,
    "lenders_10": 18,
    "loans": 944,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3232,
      "name": "Homestead Funding",
      "slug": "homestead-funding-3232",
      "canonical_url": "https://lendb.ai/lender/homestead-funding-3232",
      "loans": 224,
      "includes_brokered": false,
      "loan_officers": {
        "total": 35,
        "people": [
          {
            "nmls_id": 19764,
            "full_name": "Stacey Crandall",
            "canonical_url": "https://lendb.ai/lo/stacey-crandall-19764",
            "branch_city": "Albany",
            "branch_state": "NY"
          },
          {
            "nmls_id": 52383,
            "full_name": "Lisa Romano",
            "canonical_url": "https://lendb.ai/lo/lisa-romano-52383",
            "branch_city": "Albany",
            "branch_state": "NY"
          },
          {
            "nmls_id": 53966,
            "full_name": "Kristen L. Brooke",
            "canonical_url": "https://lendb.ai/lo/kristen-l-brooke-53966",
            "branch_city": "Albany",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 136,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 125,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3254,
      "name": "Premium Mortgage Corporation",
      "slug": "premium-mortgage-corporation-3254",
      "canonical_url": "https://lendb.ai/lender/premium-mortgage-corporation-3254",
      "loans": 55,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399797,
      "name": "KeyBank",
      "slug": "keybank-399797",
      "canonical_url": "https://lendb.ai/lender/keybank-399797",
      "loans": 43,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 28,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 26,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 64537,
            "full_name": "Andrew Rubino",
            "canonical_url": "https://lendb.ai/lo/andrew-rubino-64537",
            "branch_city": "Schenectady",
            "branch_state": "NY"
          },
          {
            "nmls_id": 1077753,
            "full_name": "Caitlin Casey",
            "canonical_url": "https://lendb.ai/lo/caitlin-casey-1077753",
            "branch_city": "Clifton Park",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 23,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 19,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 133519,
      "name": "Hometown Equity Mortgage, LLC",
      "slug": "hometown-equity-mortgage-llc-133519",
      "canonical_url": "https://lendb.ai/lender/hometown-equity-mortgage-llc-133519",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}