{
  "canonical_url": "https://lendb.ai/in/new-york/schenectady-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 23 funded VA home loans in Schenectady County, NY in 2025, 108 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (21), Rocket Mortgage (15) and United Wholesale Mortgage (15). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Schenectady County are linked below.",
  "county": {
    "fips": "36093",
    "name": "Schenectady County",
    "state": "NY"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 23,
    "lenders_10": 5,
    "loans": 108,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3232,
      "name": "Homestead Funding",
      "slug": "homestead-funding-3232",
      "canonical_url": "https://lendb.ai/lender/homestead-funding-3232",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 35,
        "people": [
          {
            "nmls_id": 19764,
            "full_name": "Stacey Crandall",
            "canonical_url": "https://lendb.ai/lo/stacey-crandall-19764",
            "branch_city": "Albany",
            "branch_state": "NY"
          },
          {
            "nmls_id": 52383,
            "full_name": "Lisa Romano",
            "canonical_url": "https://lendb.ai/lo/lisa-romano-52383",
            "branch_city": "Albany",
            "branch_state": "NY"
          },
          {
            "nmls_id": 53966,
            "full_name": "Kristen L. Brooke",
            "canonical_url": "https://lendb.ai/lo/kristen-l-brooke-53966",
            "branch_city": "Albany",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 3254,
      "name": "Premium Mortgage Corporation",
      "slug": "premium-mortgage-corporation-3254",
      "canonical_url": "https://lendb.ai/lender/premium-mortgage-corporation-3254",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3901,
      "name": "US Mortgage Corporation",
      "slug": "us-mortgage-corporation-3901",
      "canonical_url": "https://lendb.ai/lender/us-mortgage-corporation-3901",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 26821,
            "full_name": "Ben Forcucci",
            "canonical_url": "https://lendb.ai/lo/benjamin-forcucci-26821",
            "branch_city": "Latham",
            "branch_state": "NY"
          },
          {
            "nmls_id": 65174,
            "full_name": "Joel S. Casso",
            "canonical_url": "https://lendb.ai/lo/joel-casso-65174",
            "branch_city": "Latham",
            "branch_state": "NY"
          },
          {
            "nmls_id": 65175,
            "full_name": "William John Lane",
            "canonical_url": "https://lendb.ai/lo/william-lane-65175",
            "branch_city": "Latham",
            "branch_state": "NY"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}