{
  "canonical_url": "https://lendb.ai/in/new-york/tioga-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 13 funded VA home loans in Tioga County, NY in 2025, 30 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (6), Veterans United Home Loans (5) and Navy Federal Credit Union (4). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Tioga County are linked below.",
  "county": {
    "fips": "36107",
    "name": "Tioga County",
    "state": "NY"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 13,
    "lenders_10": 0,
    "loans": 30,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2600,
      "name": "Carrington Mortgage Services",
      "slug": "carrington-mortgage-services-2600",
      "canonical_url": "https://lendb.ai/lender/carrington-mortgage-services-2600",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 17022,
      "name": "Planet Home Lending",
      "slug": "planet-home-lending-17022",
      "canonical_url": "https://lendb.ai/lender/planet-home-lending-17022",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 237341,
      "name": "American Financial Network",
      "slug": "american-financial-network-237341",
      "canonical_url": "https://lendb.ai/lender/american-financial-network-237341",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 2020299,
            "full_name": "Nate Kelsey",
            "canonical_url": "https://lendb.ai/lo/nate-kelsey-2020299",
            "branch_city": "Binghamton",
            "branch_state": "NY"
          }
        ]
      }
    },
    {
      "nmls_id": 3232,
      "name": "Homestead Funding",
      "slug": "homestead-funding-3232",
      "canonical_url": "https://lendb.ai/lender/homestead-funding-3232",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1921152,
            "full_name": "Jack H. Goosman",
            "canonical_url": "https://lendb.ai/lo/jack-goosman-1921152",
            "branch_city": "Vestal",
            "branch_state": "NY"
          },
          {
            "nmls_id": 1080645,
            "full_name": "Kevin Walsh",
            "canonical_url": "https://lendb.ai/lo/kevin-walsh-1080645",
            "branch_city": "Ithaca",
            "branch_state": "NY"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}