{
  "canonical_url": "https://lendb.ai/in/north-carolina/alexander-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 4 funded USDA home loans in Alexander County, NC in 2025, 7 loans in all, per HMDA, FFIEC/CFPB data. The most active were Atlantic Bay Mortgage Group (3), Highlands Residential Mortgage (2) and Top Flite Financial, Inc. (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Alexander County are linked below.",
  "county": {
    "fips": "37003",
    "name": "Alexander County",
    "state": "NC"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 4,
    "lenders_10": 0,
    "loans": 7,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 134871,
      "name": "Highlands Residential Mortgage",
      "slug": "highlands-residential-mortgage-134871",
      "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 108159,
            "full_name": "Andrew Aaron",
            "canonical_url": "https://lendb.ai/lo/andrew-aaron-108159",
            "branch_city": "Hickory",
            "branch_state": "NC"
          },
          {
            "nmls_id": 88258,
            "full_name": "Rebecca Houck",
            "canonical_url": "https://lendb.ai/lo/rebecca-houck-88258",
            "branch_city": "Hickory",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 4181,
      "name": "Top Flite Financial, Inc.",
      "slug": "top-flite-financial-inc-4181",
      "canonical_url": "https://lendb.ai/lender/top-flite-financial-inc-4181",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 317717,
            "full_name": "Stephanie Gates",
            "canonical_url": "https://lendb.ai/lo/stephanie-gates-317717",
            "branch_city": "Hickory",
            "branch_state": "NC"
          },
          {
            "nmls_id": 875402,
            "full_name": "Robyn Jefferson",
            "canonical_url": "https://lendb.ai/lo/robyn-jefferson-875402",
            "branch_city": "Hickory",
            "branch_state": "NC"
          },
          {
            "nmls_id": 2451546,
            "full_name": "Lindsey Sandoval",
            "canonical_url": "https://lendb.ai/lo/lindsey-sandoval-2451546",
            "branch_city": "Hickory",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 92722,
            "full_name": "Rebecca Haas",
            "canonical_url": "https://lendb.ai/lo/rebecca-haas-92722",
            "branch_city": "Wilkesboro",
            "branch_state": "NC"
          },
          {
            "nmls_id": 93227,
            "full_name": "Vanessa Williams",
            "canonical_url": "https://lendb.ai/lo/vanessa-williams-93227",
            "branch_city": "Hickory",
            "branch_state": "NC"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}