{
  "canonical_url": "https://lendb.ai/in/north-carolina/beaufort-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 3 funded USDA home loans in Beaufort County, NC in 2025, 5 loans in all, per HMDA, FFIEC/CFPB data. The most active were Equity Prime Mortgage LLC (2), ALCOVA Mortgage (2) and Loan Simple, Inc. (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Beaufort County are linked below.",
  "county": {
    "fips": "37013",
    "name": "Beaufort County",
    "state": "NC"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 3,
    "lenders_10": 0,
    "loans": 5,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 21116,
      "name": "Equity Prime Mortgage LLC",
      "slug": "equity-prime-mortgage-llc-21116",
      "canonical_url": "https://lendb.ai/lender/equity-prime-mortgage-llc-21116",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 63684,
            "full_name": "Eddie Vera",
            "canonical_url": "https://lendb.ai/lo/eddie-vera-63684",
            "branch_city": "Greenville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 78944,
            "full_name": "Scott Baldwin",
            "canonical_url": "https://lendb.ai/lo/scott-baldwin-78944",
            "branch_city": "Greenville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 185851,
            "full_name": "Jae Goess",
            "canonical_url": "https://lendb.ai/lo/jae-goess-185851",
            "branch_city": "Greenville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3032,
      "name": "Loan Simple, Inc.",
      "slug": "loan-simple-inc-3032",
      "canonical_url": "https://lendb.ai/lender/loan-simple-inc-3032",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}