{
  "canonical_url": "https://lendb.ai/in/north-carolina/buncombe-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 158 funded conventional home loans in Buncombe County, NC in 2025, 2,580 loans in all, per HMDA, FFIEC/CFPB data. The most active were Movement Mortgage (344), State Employees' Credit Union (NC) (342) and Rocket Mortgage (308). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Buncombe County are linked below.",
  "county": {
    "fips": "37021",
    "name": "Buncombe County",
    "state": "NC"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 158,
    "lenders_10": 42,
    "loans": 2580,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 344,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 271053,
            "full_name": "Missy Baker",
            "canonical_url": "https://lendb.ai/lo/melissa-baker-271053",
            "branch_city": "Asheville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 429936,
            "full_name": "Shawn Fitzpatrick",
            "canonical_url": "https://lendb.ai/lo/shawn-fitzpatrick-429936",
            "branch_city": "Asheville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 659013,
            "full_name": "Tim Batts",
            "canonical_url": "https://lendb.ai/lo/timothy-batts-659013",
            "branch_city": "Asheville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 430055,
      "name": "State Employees' Credit Union (NC)",
      "slug": "state-employees-credit-union-430055",
      "canonical_url": "https://lendb.ai/lender/state-employees-credit-union-430055",
      "loans": 342,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 308,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 161,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 151,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 70,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 63,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 113607,
            "full_name": "David Kanis",
            "canonical_url": "https://lendb.ai/lo/david-kanis-113607",
            "branch_city": "Asheville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 589372,
            "full_name": "Tesa Burson",
            "canonical_url": "https://lendb.ai/lo/tesa-burson-589372",
            "branch_city": "Asheville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1183298,
            "full_name": "Howie Patton",
            "canonical_url": "https://lendb.ai/lo/harold-patton-1183298",
            "branch_city": "Asheville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 59,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 48,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 45,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 585429,
            "full_name": "Gregg Pechmann",
            "canonical_url": "https://lendb.ai/lo/gregg-pechmann-585429",
            "branch_city": "Asheville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 908443,
            "full_name": "Tyler Evans",
            "canonical_url": "https://lendb.ai/lo/tyler-evans-908443",
            "branch_city": "Asheville",
            "branch_state": "NC"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}