{
  "canonical_url": "https://lendb.ai/in/north-carolina/cabarrus-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 169 funded conventional home loans in Cabarrus County, NC in 2025, 3,499 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (669), Rocket Mortgage (419) and State Employees' Credit Union (NC) (245). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cabarrus County are linked below.",
  "county": {
    "fips": "37025",
    "name": "Cabarrus County",
    "state": "NC"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 169,
    "lenders_10": 52,
    "loans": 3499,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 669,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 419,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 430055,
      "name": "State Employees' Credit Union (NC)",
      "slug": "state-employees-credit-union-430055",
      "canonical_url": "https://lendb.ai/lender/state-employees-credit-union-430055",
      "loans": 245,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 50684,
      "name": "M/I Financial, LLC",
      "slug": "m-i-financial-llc-50684",
      "canonical_url": "https://lendb.ai/lender/m-i-financial-llc-50684",
      "loans": 145,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 139,
      "includes_brokered": false,
      "loan_officers": {
        "total": 63,
        "people": [
          {
            "nmls_id": 89595,
            "full_name": "Jeff Furr",
            "canonical_url": "https://lendb.ai/lo/jeff-furr-89595",
            "branch_city": "Concord",
            "branch_state": "NC"
          },
          {
            "nmls_id": 438104,
            "full_name": "Reggie Rucker",
            "canonical_url": "https://lendb.ai/lo/reginald-rucker-438104",
            "branch_city": "Concord",
            "branch_state": "NC"
          },
          {
            "nmls_id": 84985,
            "full_name": "Blair Williams",
            "canonical_url": "https://lendb.ai/lo/blair-williams-84985",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 85,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 81,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 72,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 69,
      "includes_brokered": false,
      "loan_officers": {
        "total": 78,
        "people": [
          {
            "nmls_id": 1494137,
            "full_name": "Derek Helms",
            "canonical_url": "https://lendb.ai/lo/james-helms-1494137",
            "branch_city": "Matthews",
            "branch_state": "NC"
          },
          {
            "nmls_id": 762637,
            "full_name": "Paul Caldwell",
            "canonical_url": "https://lendb.ai/lo/paul-caldwell-762637",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 70951,
            "full_name": "Penny Cook",
            "canonical_url": "https://lendb.ai/lo/penny-cook-70951",
            "branch_city": "Concord",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 40561,
      "name": "American Security Mortgage Corp",
      "slug": "american-security-mortgage-corp-40561",
      "canonical_url": "https://lendb.ai/lender/american-security-mortgage-corp-40561",
      "loans": 64,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}