{
  "canonical_url": "https://lendb.ai/in/north-carolina/cabarrus-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 104 funded FHA home loans in Cabarrus County, NC in 2025, 837 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (107), Rocket Mortgage (90) and loanDepot (52). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cabarrus County are linked below.",
  "county": {
    "fips": "37025",
    "name": "Cabarrus County",
    "state": "NC"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 104,
    "lenders_10": 19,
    "loans": 837,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 107,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 90,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 52,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 44,
      "includes_brokered": false,
      "loan_officers": {
        "total": 63,
        "people": [
          {
            "nmls_id": 89595,
            "full_name": "Jeff Furr",
            "canonical_url": "https://lendb.ai/lo/jeff-furr-89595",
            "branch_city": "Concord",
            "branch_state": "NC"
          },
          {
            "nmls_id": 438104,
            "full_name": "Reggie Rucker",
            "canonical_url": "https://lendb.ai/lo/reginald-rucker-438104",
            "branch_city": "Concord",
            "branch_state": "NC"
          },
          {
            "nmls_id": 84985,
            "full_name": "Blair Williams",
            "canonical_url": "https://lendb.ai/lo/blair-williams-84985",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 36,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 34,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 38,
        "people": [
          {
            "nmls_id": 85124,
            "full_name": "George Wise",
            "canonical_url": "https://lendb.ai/lo/george-wise-85124",
            "branch_city": "Cornelius",
            "branch_state": "NC"
          },
          {
            "nmls_id": 113131,
            "full_name": "Katie Seagle",
            "canonical_url": "https://lendb.ai/lo/kathryn-seagle-113131",
            "branch_city": "Cornelius",
            "branch_state": "NC"
          },
          {
            "nmls_id": 254449,
            "full_name": "Audrey Hutton",
            "canonical_url": "https://lendb.ai/lo/audrey-hutton-254449",
            "branch_city": "Cornelius",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 28,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 40508,
      "name": "ALCOVA Mortgage",
      "slug": "alcova-mortgage-40508",
      "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508",
      "loans": 23,
      "includes_brokered": false,
      "loan_officers": {
        "total": 44,
        "people": [
          {
            "nmls_id": 60539,
            "full_name": "Robin Davis",
            "canonical_url": "https://lendb.ai/lo/robin-davis-60539",
            "branch_city": "Concord",
            "branch_state": "NC"
          },
          {
            "nmls_id": 79352,
            "full_name": "Stephen Knorr",
            "canonical_url": "https://lendb.ai/lo/stephen-knorr-79352",
            "branch_city": "Mt. Pleasant",
            "branch_state": "NC"
          },
          {
            "nmls_id": 842137,
            "full_name": "Rebecca Gonzalez",
            "canonical_url": "https://lendb.ai/lo/rebecca-gonzalez-842137",
            "branch_city": "Mt. Pleasant",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}