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canonical_url: https://lendb.ai/in/north-carolina/caldwell-county/fha-loans
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# Top lenders for FHA loans in Caldwell County, NC

These are lenders, not loan officers. Of the lenders LenDb lists, 44 funded FHA home loans in Caldwell County, NC in 2025, 296 loans in all, per HMDA, FFIEC/CFPB data. The most active were CrossCountry Mortgage (80), Rocket Mortgage (31) and Freedom Mortgage (24). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Caldwell County are linked below.

## Most FHA loans funded, 2025

1. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 80 FHA loans
   - Loan officers LenDb lists at this lender near Caldwell County: 2 ([Tom Thuss](https://lendb.ai/lo/tom-thuss-69769), [Jeff Nance](https://lendb.ai/lo/jeff-nance-72903))
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 31 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Caldwell County yet.
3. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 24 FHA loans
   - LenDb does not list loan officers at this lender near Caldwell County yet.
4. **[Atlantic Bay Mortgage Group](https://lendb.ai/lender/atlantic-bay-mortgage-group-72043)**: 22 FHA loans
   - LenDb does not list loan officers at this lender near Caldwell County yet.
5. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 18 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Caldwell County yet.
6. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 12 FHA loans
   - Loan officers LenDb lists at this lender near Caldwell County: 4 ([Deborah Pruitt](https://lendb.ai/lo/deborah-pruitt-92496), [Tim Kerley](https://lendb.ai/lo/timothy-kerley-448270), [Jeff Reeves](https://lendb.ai/lo/jeffrey-reeves-1824007), more on the lender page)
7. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 12 FHA loans
   - LenDb does not list loan officers at this lender near Caldwell County yet.
8. **[Highlands Residential Mortgage](https://lendb.ai/lender/highlands-residential-mortgage-134871)**: 10 FHA loans
   - Loan officers LenDb lists at this lender near Caldwell County: 2 ([Andrew Aaron](https://lendb.ai/lo/andrew-aaron-108159), [Rebecca Houck](https://lendb.ai/lo/rebecca-houck-88258))
9. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 8 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Caldwell County yet.
10. **[loanDepot](https://lendb.ai/lender/loandepot-174457)**: 7 FHA loans
   - LenDb does not list loan officers at this lender near Caldwell County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/north-carolina/caldwell-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._