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canonical_url: https://lendb.ai/in/north-carolina/cherokee-county/conventional-loans
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# Top lenders for conventional loans in Cherokee County, NC

These are lenders, not loan officers. Of the lenders LenDb lists, 87 funded conventional home loans in Cherokee County, NC in 2025, 373 loans in all, per HMDA, FFIEC/CFPB data. The most active were Union Home Mortgage (64), Rocket Mortgage (63) and State Employees' Credit Union (NC) (24). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cherokee County are linked below.

## Most conventional loans funded, 2025

1. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 64 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Cherokee County yet.
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 63 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Cherokee County yet.
3. **[State Employees' Credit Union (NC)](https://lendb.ai/lender/state-employees-credit-union-430055)**: 24 conventional loans
   - LenDb does not list loan officers at this lender near Cherokee County yet.
4. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 15 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Cherokee County yet.
5. **[Truist Bank](https://lendb.ai/lender/truist-399803)**: 12 conventional loans
   - LenDb does not list loan officers at this lender near Cherokee County yet.
6. **[Vanderbilt Mortgage and Finance, Inc.](https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561)**: 10 conventional loans
   - Loan officers LenDb lists at this lender near Cherokee County: 2 ([Jennifer Johnson](https://lendb.ai/lo/jennifer-johnson-190999), [Autumn Johnson Pate](https://lendb.ai/lo/autumn-johnson-pate-2842224))
7. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 9 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Cherokee County yet.
8. **[Newrez](https://lendb.ai/lender/newrez-3013)**: 8 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Cherokee County yet.
9. **[loanDepot](https://lendb.ai/lender/loandepot-174457)**: 8 conventional loans
   - LenDb does not list loan officers at this lender near Cherokee County yet.
10. **[Navy Federal Credit Union](https://lendb.ai/lender/navy-federal-399807)**: 8 conventional loans
   - LenDb does not list loan officers at this lender near Cherokee County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/north-carolina/cherokee-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._