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canonical_url: https://lendb.ai/in/north-carolina/clay-county/conventional-loans
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# Top lenders for conventional loans in Clay County, NC

These are lenders, not loan officers. Of the lenders LenDb lists, 38 funded conventional home loans in Clay County, NC in 2025, 107 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (18), State Employees' Credit Union (NC) (17) and Union Home Mortgage (10). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Clay County are linked below.

## Most conventional loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 18 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Clay County yet.
2. **[State Employees' Credit Union (NC)](https://lendb.ai/lender/state-employees-credit-union-430055)**: 17 conventional loans
   - LenDb does not list loan officers at this lender near Clay County yet.
3. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 10 conventional loans funded, including loans brokers originated
   - Loan officers LenDb lists at this lender near Clay County: 6 ([Luree Pavis](https://lendb.ai/lo/harriet-pavis-69575), [Rae Killian](https://lendb.ai/lo/rae-killian-1119220), [Jason Rogers](https://lendb.ai/lo/jason-rogers-1576064), more on the lender page)
4. **[Vanderbilt Mortgage and Finance, Inc.](https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561)**: 7 conventional loans
   - Loan officers LenDb lists at this lender near Clay County: 2 ([Jennifer Johnson](https://lendb.ai/lo/jennifer-johnson-190999), [Autumn Johnson Pate](https://lendb.ai/lo/autumn-johnson-pate-2842224))
5. **[First Community Mortgage](https://lendb.ai/lender/first-community-mortgage-629700)**: 5 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Clay County yet.
6. **[21st Mortgage Corporation](https://lendb.ai/lender/21st-mortgage-corporation-2280)**: 4 conventional loans
   - LenDb does not list loan officers at this lender near Clay County yet.
7. **[PFN Lending Group, Inc.](https://lendb.ai/lender/pfn-lending-group-inc-103098)**: 4 conventional loans
   - LenDb does not list loan officers at this lender near Clay County yet.
8. **[Newrez](https://lendb.ai/lender/newrez-3013)**: 3 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Clay County yet.
9. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 3 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Clay County yet.
10. **[Triad Financial Services, Inc.](https://lendb.ai/lender/triad-financial-services-inc-1063)**: 2 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Clay County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/north-carolina/clay-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._