{
  "canonical_url": "https://lendb.ai/in/north-carolina/craven-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 78 funded VA home loans in Craven County, NC in 2025, 902 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (109), Navy Federal Credit Union (101) and DHI Mortgage (95). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Craven County are linked below.",
  "county": {
    "fips": "37049",
    "name": "Craven County",
    "state": "NC"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 78,
    "lenders_10": 15,
    "loans": 902,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 109,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 157263,
            "full_name": "Phyllis Gatlin",
            "canonical_url": "https://lendb.ai/lo/phyllis-gatlin-157263",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1884028,
            "full_name": "James Browning III",
            "canonical_url": "https://lendb.ai/lo/james-browning-iii-1884028",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 2497379,
            "full_name": "Craig Bennetch",
            "canonical_url": "https://lendb.ai/lo/craig-bennetch-2497379",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 101,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 95,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 80,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 68,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 55,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 48,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 34,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 118743,
            "full_name": "Tammy Troup",
            "canonical_url": "https://lendb.ai/lo/tammy-troup-118743",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 129273,
            "full_name": "Jo Ann Riley",
            "canonical_url": "https://lendb.ai/lo/jo-ann-riley-129273",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 325223,
            "full_name": "Danielle Wiram",
            "canonical_url": "https://lendb.ai/lo/danielle-wiram-325223",
            "branch_city": "Jacksonville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}