{ "canonical_url": "https://lendb.ai/in/north-carolina/cumberland-county/conventional-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 158 funded conventional home loans in Cumberland County, NC in 2025, 1,744 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (243), State Employees' Credit Union (NC) (131) and Navy Federal Credit Union (106). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cumberland County are linked below.", "county": { "fips": "37051", "name": "Cumberland County", "state": "NC" }, "loan_type": "conventional", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 158, "lenders_10": 39, "loans": 1744, "qualifies": true }, "lenders": [ { "nmls_id": 3030, "name": "Rocket Mortgage", "slug": "rocket-mortgage-3030", "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030", "loans": 243, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 430055, "name": "State Employees' Credit Union (NC)", "slug": "state-employees-credit-union-430055", "canonical_url": "https://lendb.ai/lender/state-employees-credit-union-430055", "loans": 131, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 399807, "name": "Navy Federal Credit Union", "slug": "navy-federal-399807", "canonical_url": "https://lendb.ai/lender/navy-federal-399807", "loans": 106, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3038, "name": "United Wholesale Mortgage (broker finder)", "slug": "united-wholesale-mortgage-3038", "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038", "loans": 92, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 39179, "name": "Movement Mortgage", "slug": "movement-mortgage-39179", "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179", "loans": 55, "includes_brokered": false, "loan_officers": { "total": 4, "people": [ { "nmls_id": 115571, "full_name": "Nicki Torres", "canonical_url": "https://lendb.ai/lo/nicki-ramsey-torres-115571", "branch_city": "Fayetteville", "branch_state": "NC" }, { "nmls_id": 655571, "full_name": "Pam Pritchard", "canonical_url": "https://lendb.ai/lo/pam-pritchard-655571", "branch_city": "Fayetteville", "branch_state": "NC" }, { "nmls_id": 863228, "full_name": "Cathy Hutsell", "canonical_url": "https://lendb.ai/lo/cathy-hutsell-863228", "branch_city": "Fayetteville", "branch_state": "NC" } ] } }, { "nmls_id": 2611, "name": "Guaranteed Rate (Rate)", "slug": "guaranteed-rate-2611", "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611", "loans": 54, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "loans": 49, "includes_brokered": false, "loan_officers": { "total": 5, "people": [ { "nmls_id": 13921, "full_name": "Rusty Brown", "canonical_url": "https://lendb.ai/lo/rusty-brown-13921", "branch_city": "Dunn", "branch_state": "NC" }, { "nmls_id": 54729, "full_name": "C. Wayne Baker", "canonical_url": "https://lendb.ai/lo/c-wayne-baker-54729", "branch_city": "Dunn", "branch_state": "NC" }, { "nmls_id": 112786, "full_name": "Renee Henderson", "canonical_url": "https://lendb.ai/lo/renee-henderson-112786", "branch_city": "Dunn", "branch_state": "NC" } ] } }, { "nmls_id": 2229, "name": "Union Home Mortgage", "slug": "union-home-mortgage-2229", "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229", "loans": 44, "includes_brokered": true, "loan_officers": { "total": 7, "people": [ { "nmls_id": 88231, "full_name": "Teri Braden", "canonical_url": "https://lendb.ai/lo/teri-braden-88231", "branch_city": "Fayetteville", "branch_state": "NC" }, { "nmls_id": 91807, "full_name": "Kim Evers", "canonical_url": "https://lendb.ai/lo/kim-evers-91807", "branch_city": "Fayetteville", "branch_state": "NC" }, { "nmls_id": 107857, "full_name": "Shawna Becker", "canonical_url": "https://lendb.ai/lo/shawna-becker-107857", "branch_city": "Fayetteville", "branch_state": "NC" } ] } }, { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "loans": 44, "includes_brokered": false, "loan_officers": { "total": 3, "people": [ { "nmls_id": 2097377, "full_name": "Constance Paz", "canonical_url": "https://lendb.ai/lo/constance-paz-2097377", "branch_city": "Fayetteville", "branch_state": "NC" }, { "nmls_id": 457768, "full_name": "JR Williams", "canonical_url": "https://lendb.ai/lo/jr-williams-457768", "branch_city": "Fayetteville", "branch_state": "NC" }, { "nmls_id": 2460042, "full_name": "Melissa McKinney", "canonical_url": "https://lendb.ai/lo/melissa-mckinney-2460042", "branch_city": "Fayetteville", "branch_state": "NC" } ] } }, { "nmls_id": 399803, "name": "Truist Bank", "slug": "truist-399803", "canonical_url": "https://lendb.ai/lender/truist-399803", "loans": 44, "includes_brokered": false, "loan_officers": { "total": 3, "people": [ { "nmls_id": 1997131, "full_name": "Keith DeBarge", "canonical_url": "https://lendb.ai/lo/keith-debarge-1997131", "branch_city": "Fayetteville", "branch_state": "NC" }, { "nmls_id": 1898481, "full_name": "Kimberly Melendez", "canonical_url": "https://lendb.ai/lo/kimberly-melendez-1898481", "branch_city": "Fayetteville", "branch_state": "NC" }, { "nmls_id": 659008, "full_name": "Gina Aiken", "canonical_url": "https://lendb.ai/lo/gina-aiken-659008", "branch_city": "Fayetteville", "branch_state": "NC" } ] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }