{ "canonical_url": "https://lendb.ai/in/north-carolina/cumberland-county/fha-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 93 funded FHA home loans in Cumberland County, NC in 2025, 836 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (95), United Wholesale Mortgage (90) and Movement Mortgage (49). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cumberland County are linked below.", "county": { "fips": "37051", "name": "Cumberland County", "state": "NC" }, "loan_type": "fha", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 93, "lenders_10": 23, "loans": 836, "qualifies": true }, "lenders": [ { "nmls_id": 3030, "name": "Rocket Mortgage", "slug": "rocket-mortgage-3030", "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030", "loans": 95, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3038, "name": "United Wholesale Mortgage (broker finder)", "slug": "united-wholesale-mortgage-3038", "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038", "loans": 90, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 39179, "name": "Movement Mortgage", "slug": "movement-mortgage-39179", "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179", "loans": 49, "includes_brokered": false, "loan_officers": { "total": 4, "people": [ { "nmls_id": 115571, "full_name": "Nicki Torres", "canonical_url": "https://lendb.ai/lo/nicki-ramsey-torres-115571", "branch_city": "Fayetteville", "branch_state": "NC" }, { "nmls_id": 655571, "full_name": "Pam Pritchard", "canonical_url": "https://lendb.ai/lo/pam-pritchard-655571", "branch_city": "Fayetteville", "branch_state": "NC" }, { "nmls_id": 863228, "full_name": "Cathy Hutsell", "canonical_url": "https://lendb.ai/lo/cathy-hutsell-863228", "branch_city": "Fayetteville", "branch_state": "NC" } ] } }, { "nmls_id": 2767, "name": "Freedom Mortgage", "slug": "freedom-mortgage-2767", "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767", "loans": 44, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2611, "name": "Guaranteed Rate (Rate)", "slug": "guaranteed-rate-2611", "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611", "loans": 41, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "loans": 35, "includes_brokered": false, "loan_officers": { "total": 5, "people": [ { "nmls_id": 13921, "full_name": "Rusty Brown", "canonical_url": "https://lendb.ai/lo/rusty-brown-13921", "branch_city": "Dunn", "branch_state": "NC" }, { "nmls_id": 54729, "full_name": "C. Wayne Baker", "canonical_url": "https://lendb.ai/lo/c-wayne-baker-54729", "branch_city": "Dunn", "branch_state": "NC" }, { "nmls_id": 112786, "full_name": "Renee Henderson", "canonical_url": "https://lendb.ai/lo/renee-henderson-112786", "branch_city": "Dunn", "branch_state": "NC" } ] } }, { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "loans": 30, "includes_brokered": false, "loan_officers": { "total": 3, "people": [ { "nmls_id": 2097377, "full_name": "Constance Paz", "canonical_url": "https://lendb.ai/lo/constance-paz-2097377", "branch_city": "Fayetteville", "branch_state": "NC" }, { "nmls_id": 457768, "full_name": "JR Williams", "canonical_url": "https://lendb.ai/lo/jr-williams-457768", "branch_city": "Fayetteville", "branch_state": "NC" }, { "nmls_id": 2460042, "full_name": "Melissa McKinney", "canonical_url": "https://lendb.ai/lo/melissa-mckinney-2460042", "branch_city": "Fayetteville", "branch_state": "NC" } ] } }, { "nmls_id": 6606, "name": "New American Funding", "slug": "new-american-funding-6606", "canonical_url": "https://lendb.ai/lender/new-american-funding-6606", "loans": 29, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 174457, "name": "loanDepot", "slug": "loandepot-174457", "canonical_url": "https://lendb.ai/lender/loandepot-174457", "loans": 26, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2229, "name": "Union Home Mortgage", "slug": "union-home-mortgage-2229", "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229", "loans": 25, "includes_brokered": true, "loan_officers": { "total": 7, "people": [ { "nmls_id": 88231, "full_name": "Teri Braden", "canonical_url": "https://lendb.ai/lo/teri-braden-88231", "branch_city": "Fayetteville", "branch_state": "NC" }, { "nmls_id": 91807, "full_name": "Kim Evers", "canonical_url": "https://lendb.ai/lo/kim-evers-91807", "branch_city": "Fayetteville", "branch_state": "NC" }, { "nmls_id": 107857, "full_name": "Shawna Becker", "canonical_url": "https://lendb.ai/lo/shawna-becker-107857", "branch_city": "Fayetteville", "branch_state": "NC" } ] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }