{
  "canonical_url": "https://lendb.ai/in/north-carolina/cumberland-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 120 funded VA home loans in Cumberland County, NC in 2025, 3,916 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (707), United Wholesale Mortgage (532) and Freedom Mortgage (442). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cumberland County are linked below.",
  "county": {
    "fips": "37051",
    "name": "Cumberland County",
    "state": "NC"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 120,
    "lenders_10": 48,
    "loans": 3916,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 707,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 110667,
            "full_name": "Solibel Ramos",
            "canonical_url": "https://lendb.ai/lo/solibel-ramos-110667",
            "branch_city": "Fayetteville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1546500,
            "full_name": "Bob Doran",
            "canonical_url": "https://lendb.ai/lo/robert-doran-1546500",
            "branch_city": "Fayetteville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1955996,
            "full_name": "Chelsea Perkins",
            "canonical_url": "https://lendb.ai/lo/chelsea-perkins-1955996",
            "branch_city": "Fayetteville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 532,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 442,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 204,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 188,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 142,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 134,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 115571,
            "full_name": "Nicki Torres",
            "canonical_url": "https://lendb.ai/lo/nicki-ramsey-torres-115571",
            "branch_city": "Fayetteville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 655571,
            "full_name": "Pam Pritchard",
            "canonical_url": "https://lendb.ai/lo/pam-pritchard-655571",
            "branch_city": "Fayetteville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 863228,
            "full_name": "Cathy Hutsell",
            "canonical_url": "https://lendb.ai/lo/cathy-hutsell-863228",
            "branch_city": "Fayetteville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 110,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 13921,
            "full_name": "Rusty Brown",
            "canonical_url": "https://lendb.ai/lo/rusty-brown-13921",
            "branch_city": "Dunn",
            "branch_state": "NC"
          },
          {
            "nmls_id": 54729,
            "full_name": "C. Wayne Baker",
            "canonical_url": "https://lendb.ai/lo/c-wayne-baker-54729",
            "branch_city": "Dunn",
            "branch_state": "NC"
          },
          {
            "nmls_id": 112786,
            "full_name": "Renee Henderson",
            "canonical_url": "https://lendb.ai/lo/renee-henderson-112786",
            "branch_city": "Dunn",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 2258,
      "name": "Cornerstone Home Lending",
      "slug": "cornerstone-home-lending-2258",
      "canonical_url": "https://lendb.ai/lender/cornerstone-home-lending-2258",
      "loans": 109,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 99,
      "includes_brokered": true,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 88231,
            "full_name": "Teri Braden",
            "canonical_url": "https://lendb.ai/lo/teri-braden-88231",
            "branch_city": "Fayetteville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 91807,
            "full_name": "Kim Evers",
            "canonical_url": "https://lendb.ai/lo/kim-evers-91807",
            "branch_city": "Fayetteville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 107857,
            "full_name": "Shawna Becker",
            "canonical_url": "https://lendb.ai/lo/shawna-becker-107857",
            "branch_city": "Fayetteville",
            "branch_state": "NC"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}