{
  "canonical_url": "https://lendb.ai/in/north-carolina/currituck-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 5 funded USDA home loans in Currituck County, NC in 2025, 5 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (1), Southern Trust Mortgage (1) and Towne Mortgage Company (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Currituck County are linked below.",
  "county": {
    "fips": "37053",
    "name": "Currituck County",
    "state": "NC"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 5,
    "lenders_10": 0,
    "loans": 5,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 461803,
            "full_name": "Emily Howell",
            "canonical_url": "https://lendb.ai/lo/emily-howell-461803",
            "branch_city": "Kill Devil Hills",
            "branch_state": "NC"
          },
          {
            "nmls_id": 580333,
            "full_name": "Beau Spivey",
            "canonical_url": "https://lendb.ai/lo/jon-spivey-580333",
            "branch_city": "Kill Devil Hills",
            "branch_state": "NC"
          },
          {
            "nmls_id": 659118,
            "full_name": "Leif Rasmussen",
            "canonical_url": "https://lendb.ai/lo/leif-rasmussen-659118",
            "branch_city": "Kill Devil Hills",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 2921,
      "name": "Southern Trust Mortgage",
      "slug": "southern-trust-mortgage-2921",
      "canonical_url": "https://lendb.ai/lender/southern-trust-mortgage-2921",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 117311,
            "full_name": "Tate Felts",
            "canonical_url": "https://lendb.ai/lo/tate-felts-117311",
            "branch_city": "Southern Shores",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3028,
      "name": "Towne Mortgage Company",
      "slug": "towne-mortgage-company-3028",
      "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 643114,
      "name": "Atlantic Coast Mortgage",
      "slug": "atlantic-coast-mortgage-643114",
      "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1095010,
            "full_name": "Amiee Carr",
            "canonical_url": "https://lendb.ai/lo/amiee-carr-1095010",
            "branch_city": "Moyock",
            "branch_state": "NC"
          },
          {
            "nmls_id": 119167,
            "full_name": "Daniel Evans",
            "canonical_url": "https://lendb.ai/lo/daniel-evans-119167",
            "branch_city": "Kitty Hawk",
            "branch_state": "NC"
          },
          {
            "nmls_id": 2456832,
            "full_name": "Jessica Evans",
            "canonical_url": "https://lendb.ai/lo/jessica-evans-2456832",
            "branch_city": "Kitty Hawk",
            "branch_state": "NC"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}