{
  "canonical_url": "https://lendb.ai/in/north-carolina/davidson-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 93 funded FHA home loans in Davidson County, NC in 2025, 829 loans in all, per HMDA, FFIEC/CFPB data. The most active were Atlantic Bay Mortgage Group (113), DHI Mortgage (96) and Rocket Mortgage (93). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Davidson County are linked below.",
  "county": {
    "fips": "37057",
    "name": "Davidson County",
    "state": "NC"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 93,
    "lenders_10": 16,
    "loans": 829,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 113,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 96,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 93,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 43,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1564276,
      "name": "Inspire Home Loans Inc.",
      "slug": "inspire-home-loans-inc-1564276",
      "canonical_url": "https://lendb.ai/lender/inspire-home-loans-inc-1564276",
      "loans": 40,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 38,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 100776,
            "full_name": "Ashley McKenzie",
            "canonical_url": "https://lendb.ai/lo/ashley-mckenzie-100776",
            "branch_city": "Winston-Salem",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1148020,
            "full_name": "Jennifer Kaydas",
            "canonical_url": "https://lendb.ai/lo/jennifer-kaydas-1148020",
            "branch_city": "Winston-Salem",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1597464,
            "full_name": "Kathy Moore",
            "canonical_url": "https://lendb.ai/lo/kathy-moore-1597464",
            "branch_city": "Asheboro",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1702069,
            "full_name": "Elizabeth Dimond",
            "canonical_url": "https://lendb.ai/lo/elizabeth-dimond-1702069",
            "branch_city": "High Point",
            "branch_state": "NC"
          },
          {
            "nmls_id": 571834,
            "full_name": "Amy Lawson",
            "canonical_url": "https://lendb.ai/lo/amy-lawson-571834",
            "branch_city": "Clemmons",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1818615,
            "full_name": "Dillon Edwards",
            "canonical_url": "https://lendb.ai/lo/dillon-edwards-1818615",
            "branch_city": "Clemmons",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 34,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 21,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 18,
      "includes_brokered": false,
      "loan_officers": {
        "total": 22,
        "people": [
          {
            "nmls_id": 69274,
            "full_name": "Mike Bailey",
            "canonical_url": "https://lendb.ai/lo/mike-bailey-69274",
            "branch_city": "Winston-Salem",
            "branch_state": "NC"
          },
          {
            "nmls_id": 69834,
            "full_name": "Denise Maroldy",
            "canonical_url": "https://lendb.ai/lo/denise-maroldy-69834",
            "branch_city": "Winston-Salem",
            "branch_state": "NC"
          },
          {
            "nmls_id": 69908,
            "full_name": "Ruth Hudspeth",
            "canonical_url": "https://lendb.ai/lo/ruth-hudspeth-69908",
            "branch_city": "Winston-Salem",
            "branch_state": "NC"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}