{
  "canonical_url": "https://lendb.ai/in/north-carolina/franklin-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 11 funded USDA home loans in Franklin County, NC in 2025, 16 loans in all, per HMDA, FFIEC/CFPB data. The most active were Vanderbilt Mortgage and Finance, Inc. (3), Union Home Mortgage (2) and American Financial Resources, LLC (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Franklin County are linked below.",
  "county": {
    "fips": "37069",
    "name": "Franklin County",
    "state": "NC"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 11,
    "lenders_10": 0,
    "loans": 16,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 34391,
      "name": "Mortgage Investors Group",
      "slug": "mortgage-investors-group-34391",
      "canonical_url": "https://lendb.ai/lender/mortgage-investors-group-34391",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 2123156,
            "full_name": "Ivy Mitchell",
            "canonical_url": "https://lendb.ai/lo/ivy-mitchell-2123156",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          },
          {
            "nmls_id": 2750404,
            "full_name": "Melissa Goldberg",
            "canonical_url": "https://lendb.ai/lo/melissa-goldberg-2750404",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          },
          {
            "nmls_id": 85576,
            "full_name": "Joseph Lee",
            "canonical_url": "https://lendb.ai/lo/joseph-lee-85576",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 23,
        "people": [
          {
            "nmls_id": 88535,
            "full_name": "Karen Williams-Jones",
            "canonical_url": "https://lendb.ai/lo/karen-williams-jones-88535",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1158026,
            "full_name": "Patricia DeVane",
            "canonical_url": "https://lendb.ai/lo/patricia-devane-1158026",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1567732,
            "full_name": "Mark DeWitt",
            "canonical_url": "https://lendb.ai/lo/mark-dewitt-1567732",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 20,
        "people": [
          {
            "nmls_id": 83159,
            "full_name": "Bruce Braddy",
            "canonical_url": "https://lendb.ai/lo/bruce-braddy-83159",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          },
          {
            "nmls_id": 85766,
            "full_name": "Ashley Pierson",
            "canonical_url": "https://lendb.ai/lo/ashley-pierson-85766",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          },
          {
            "nmls_id": 107909,
            "full_name": "Jenny Boucher",
            "canonical_url": "https://lendb.ai/lo/jennifer-boucher-107909",
            "branch_city": "Raleigh",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 40561,
      "name": "American Security Mortgage Corp",
      "slug": "american-security-mortgage-corp-40561",
      "canonical_url": "https://lendb.ai/lender/american-security-mortgage-corp-40561",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}