{
  "canonical_url": "https://lendb.ai/in/north-carolina/gaston-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 180 funded conventional home loans in Gaston County, NC in 2025, 2,874 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (413), State Employees' Credit Union (NC) (220) and United Wholesale Mortgage (183). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Gaston County are linked below.",
  "county": {
    "fips": "37071",
    "name": "Gaston County",
    "state": "NC"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 180,
    "lenders_10": 47,
    "loans": 2874,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 413,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 430055,
      "name": "State Employees' Credit Union (NC)",
      "slug": "state-employees-credit-union-430055",
      "canonical_url": "https://lendb.ai/lender/state-employees-credit-union-430055",
      "loans": 220,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 183,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 141,
      "includes_brokered": false,
      "loan_officers": {
        "total": 105,
        "people": [
          {
            "nmls_id": 115932,
            "full_name": "David Millsaps",
            "canonical_url": "https://lendb.ai/lo/david-millsaps-115932",
            "branch_city": "Gastonia",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1038909,
            "full_name": "Sonja Dorman",
            "canonical_url": "https://lendb.ai/lo/sonja-dorman-1038909",
            "branch_city": "Gastonia",
            "branch_state": "NC"
          },
          {
            "nmls_id": 79638,
            "full_name": "Ruth Shrader",
            "canonical_url": "https://lendb.ai/lo/ruth-shrader-79638",
            "branch_city": "Denver",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 40561,
      "name": "American Security Mortgage Corp",
      "slug": "american-security-mortgage-corp-40561",
      "canonical_url": "https://lendb.ai/lender/american-security-mortgage-corp-40561",
      "loans": 98,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 88,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1791,
      "name": "Pulte Mortgage",
      "slug": "pulte-mortgage-1791",
      "canonical_url": "https://lendb.ai/lender/pulte-mortgage-1791",
      "loans": 80,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399803,
      "name": "Truist Bank",
      "slug": "truist-399803",
      "canonical_url": "https://lendb.ai/lender/truist-399803",
      "loans": 69,
      "includes_brokered": false,
      "loan_officers": {
        "total": 18,
        "people": [
          {
            "nmls_id": 45972,
            "full_name": "Jonathan D. Cherry",
            "canonical_url": "https://lendb.ai/lo/jonathan-d-cherry-45972",
            "branch_city": "Huntersville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 78135,
            "full_name": "Debra Passarelli",
            "canonical_url": "https://lendb.ai/lo/debra-passarelli-78135",
            "branch_city": "Huntersville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 145735,
            "full_name": "Erik Tutor",
            "canonical_url": "https://lendb.ai/lo/erik-tutor-145735",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 399802,
      "name": "Bank of America",
      "slug": "bank-of-america-399802",
      "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
      "loans": 67,
      "includes_brokered": false,
      "loan_officers": {
        "total": 15,
        "people": [
          {
            "nmls_id": 1533136,
            "full_name": "Rodely Lamour",
            "canonical_url": "https://lendb.ai/lo/rodely-lamour-1533136",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 2766419,
            "full_name": "Tito Cruz",
            "canonical_url": "https://lendb.ai/lo/tito-cruz-2766419",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          },
          {
            "nmls_id": 261897,
            "full_name": "Ricky Jinkens",
            "canonical_url": "https://lendb.ai/lo/ricky-jinkens-261897",
            "branch_city": "Charlotte",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 66,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}