{
  "canonical_url": "https://lendb.ai/in/north-carolina/harnett-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 145 funded conventional home loans in Harnett County, NC in 2025, 1,675 loans in all, per HMDA, FFIEC/CFPB data. The most active were State Employees' Credit Union (NC) (213), Rocket Mortgage (135) and NFM Lending (80). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Harnett County are linked below.",
  "county": {
    "fips": "37085",
    "name": "Harnett County",
    "state": "NC"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 145,
    "lenders_10": 36,
    "loans": 1675,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 430055,
      "name": "State Employees' Credit Union (NC)",
      "slug": "state-employees-credit-union-430055",
      "canonical_url": "https://lendb.ai/lender/state-employees-credit-union-430055",
      "loans": 213,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 135,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 80,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 92794,
            "full_name": "Chuck N Payne",
            "canonical_url": "https://lendb.ai/lo/chuck-n-payne-92794",
            "branch_city": "Garner",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1011343,
            "full_name": "Mandy Peacock",
            "canonical_url": "https://lendb.ai/lo/mandy-peacock-1011343",
            "branch_city": "Garner",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1892416,
            "full_name": "Vicky Abarca",
            "canonical_url": "https://lendb.ai/lo/vicky-abarca-1892416",
            "branch_city": "Garner",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 80,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 115571,
            "full_name": "Nicki Torres",
            "canonical_url": "https://lendb.ai/lo/nicki-ramsey-torres-115571",
            "branch_city": "Fayetteville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 655571,
            "full_name": "Pam Pritchard",
            "canonical_url": "https://lendb.ai/lo/pam-pritchard-655571",
            "branch_city": "Fayetteville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 863228,
            "full_name": "Cathy Hutsell",
            "canonical_url": "https://lendb.ai/lo/cathy-hutsell-863228",
            "branch_city": "Fayetteville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 79,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 66,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 53,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 53,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 47,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 191118,
            "full_name": "Jimmy Hedges",
            "canonical_url": "https://lendb.ai/lo/james-hedges-191118",
            "branch_city": "Cary",
            "branch_state": "NC"
          },
          {
            "nmls_id": 616398,
            "full_name": "Stephanie Davis",
            "canonical_url": "https://lendb.ai/lo/stephanie-davis-616398",
            "branch_city": "Cary",
            "branch_state": "NC"
          },
          {
            "nmls_id": 702701,
            "full_name": "Larry Mitchell",
            "canonical_url": "https://lendb.ai/lo/larry-mitchell-702701",
            "branch_city": "Cary",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 45,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 13921,
            "full_name": "Rusty Brown",
            "canonical_url": "https://lendb.ai/lo/rusty-brown-13921",
            "branch_city": "Dunn",
            "branch_state": "NC"
          },
          {
            "nmls_id": 54729,
            "full_name": "C. Wayne Baker",
            "canonical_url": "https://lendb.ai/lo/c-wayne-baker-54729",
            "branch_city": "Dunn",
            "branch_state": "NC"
          },
          {
            "nmls_id": 112786,
            "full_name": "Renee Henderson",
            "canonical_url": "https://lendb.ai/lo/renee-henderson-112786",
            "branch_city": "Dunn",
            "branch_state": "NC"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}