{
  "canonical_url": "https://lendb.ai/in/north-carolina/harnett-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 110 funded FHA home loans in Harnett County, NC in 2025, 927 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (82), DHI Mortgage (68) and Rocket Mortgage (54). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Harnett County are linked below.",
  "county": {
    "fips": "37085",
    "name": "Harnett County",
    "state": "NC"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 110,
    "lenders_10": 27,
    "loans": 927,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 82,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 68,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 54,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 49,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 48,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 47,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 115571,
            "full_name": "Nicki Torres",
            "canonical_url": "https://lendb.ai/lo/nicki-ramsey-torres-115571",
            "branch_city": "Fayetteville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 655571,
            "full_name": "Pam Pritchard",
            "canonical_url": "https://lendb.ai/lo/pam-pritchard-655571",
            "branch_city": "Fayetteville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 863228,
            "full_name": "Cathy Hutsell",
            "canonical_url": "https://lendb.ai/lo/cathy-hutsell-863228",
            "branch_city": "Fayetteville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 43,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 92794,
            "full_name": "Chuck N Payne",
            "canonical_url": "https://lendb.ai/lo/chuck-n-payne-92794",
            "branch_city": "Garner",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1011343,
            "full_name": "Mandy Peacock",
            "canonical_url": "https://lendb.ai/lo/mandy-peacock-1011343",
            "branch_city": "Garner",
            "branch_state": "NC"
          },
          {
            "nmls_id": 1892416,
            "full_name": "Vicky Abarca",
            "canonical_url": "https://lendb.ai/lo/vicky-abarca-1892416",
            "branch_city": "Garner",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 33,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 13921,
            "full_name": "Rusty Brown",
            "canonical_url": "https://lendb.ai/lo/rusty-brown-13921",
            "branch_city": "Dunn",
            "branch_state": "NC"
          },
          {
            "nmls_id": 54729,
            "full_name": "C. Wayne Baker",
            "canonical_url": "https://lendb.ai/lo/c-wayne-baker-54729",
            "branch_city": "Dunn",
            "branch_state": "NC"
          },
          {
            "nmls_id": 112786,
            "full_name": "Renee Henderson",
            "canonical_url": "https://lendb.ai/lo/renee-henderson-112786",
            "branch_city": "Dunn",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 1542802,
      "name": "KBHS Home Loans, LLC",
      "slug": "kbhs-home-loans-llc-1542802",
      "canonical_url": "https://lendb.ai/lender/kbhs-home-loans-llc-1542802",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 25,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}