{
  "canonical_url": "https://lendb.ai/in/north-carolina/henderson-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 9 funded USDA home loans in Henderson County, NC in 2025, 12 loans in all, per HMDA, FFIEC/CFPB data. The most active were Highlands Residential Mortgage (3), GoPrime Mortgage, Inc. (2) and CMG Home Loans (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Henderson County are linked below.",
  "county": {
    "fips": "37089",
    "name": "Henderson County",
    "state": "NC"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 9,
    "lenders_10": 0,
    "loans": 12,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 134871,
      "name": "Highlands Residential Mortgage",
      "slug": "highlands-residential-mortgage-134871",
      "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 90051,
            "full_name": "Heidi Fitzgerald-Bailey",
            "canonical_url": "https://lendb.ai/lo/heidi-fitzgerald-bailey-90051",
            "branch_city": "Hendersonville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 112593,
            "full_name": "Carole York",
            "canonical_url": "https://lendb.ai/lo/carole-york-112593",
            "branch_city": "Hendersonville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 115309,
            "full_name": "Vickie Wyatt",
            "canonical_url": "https://lendb.ai/lo/vickie-wyatt-115309",
            "branch_city": "Hendersonville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 69551,
      "name": "GoPrime Mortgage, Inc.",
      "slug": "goprime-mortgage-inc-69551",
      "canonical_url": "https://lendb.ai/lender/goprime-mortgage-inc-69551",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 67830,
            "full_name": "Sonya Simpson",
            "canonical_url": "https://lendb.ai/lo/sonya-simpson-67830",
            "branch_city": "Arden",
            "branch_state": "NC"
          },
          {
            "nmls_id": 667077,
            "full_name": "Zachery Adam",
            "canonical_url": "https://lendb.ai/lo/zachery-adam-667077",
            "branch_city": "Asheville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 68396,
            "full_name": "Mary Gable",
            "canonical_url": "https://lendb.ai/lo/mary-gable-68396",
            "branch_city": "Asheville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 415538,
            "full_name": "Kristin Rogers",
            "canonical_url": "https://lendb.ai/lo/kristin-rogers-415538",
            "branch_city": "Asheville",
            "branch_state": "NC"
          },
          {
            "nmls_id": 643805,
            "full_name": "Kim Winters",
            "canonical_url": "https://lendb.ai/lo/kimberly-winters-643805",
            "branch_city": "Asheville",
            "branch_state": "NC"
          }
        ]
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3032,
      "name": "Loan Simple, Inc.",
      "slug": "loan-simple-inc-3032",
      "canonical_url": "https://lendb.ai/lender/loan-simple-inc-3032",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3094,
      "name": "Primary Residential Mortgage (PRMI)",
      "slug": "primary-residential-mortgage-3094",
      "canonical_url": "https://lendb.ai/lender/primary-residential-mortgage-3094",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 40561,
      "name": "American Security Mortgage Corp",
      "slug": "american-security-mortgage-corp-40561",
      "canonical_url": "https://lendb.ai/lender/american-security-mortgage-corp-40561",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 72043,
      "name": "Atlantic Bay Mortgage Group",
      "slug": "atlantic-bay-mortgage-group-72043",
      "canonical_url": "https://lendb.ai/lender/atlantic-bay-mortgage-group-72043",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}